clergys life in retirement



Richard Andrews Don't Buy Your Retirement Home Without Me!. Avoid the Traps and Get the Best Deal When Buying a Home in a Retirement Community Richard Andrews Don't Buy Your Retirement Home Without Me!. Avoid the Traps and Get the Best Deal When Buying a Home in a Retirement Community Новинка

Richard Andrews Don't Buy Your Retirement Home Without Me!. Avoid the Traps and Get the Best Deal When Buying a Home in a Retirement Community

2531.11 руб.
Invaluable advice for making a sensible purchase on a retirement home Like most retirees, you've worked hard your whole life and now you're looking forward to starting a new chapter of your life in a retirement home community. However, purchasing a retirement home can be a daunting experience and the cost of making a bad decision can impact your entire family. That's where this helpful book comes in. Retirement-savvy author Richard Andrews offers straightforward advice on making wise financial and lifestyle decisions that could change your life for the better. Covering everything from what to expect from your lawyer and accountant to negotiating with retirement home community operators, this guide dives into the basics of purchasing a home in a retirement home village, and adapting to your new lifestyle. Walks you through complicated retirement village contracts and what they mean Offers useful tips for choosing a retirement village that suits your needs Includes suggestions for selling your current home, downsizing your possessions and adjusting to a new life Looks at the perks of living in a retirement village community: great company, security, and homes that are designed for easy living
CPA Dr. Jerry Lockhart A Secret Code to Wealth. Building a Million-Dollar Retirement Nest Egg in Just 7 Years CPA Dr. Jerry Lockhart A Secret Code to Wealth. Building a Million-Dollar Retirement Nest Egg in Just 7 Years Новинка

CPA Dr. Jerry Lockhart A Secret Code to Wealth. Building a Million-Dollar Retirement Nest Egg in Just 7 Years

9402 руб.
The single most important financial goal of your life is your ability to develop your own retirement plan. Dr. Lockhart's retirement plan works as if it was magic!
Tina Vito Di 52 Ways to Wreck Your Retirement. ...And How to Rescue It Tina Vito Di 52 Ways to Wreck Your Retirement. ...And How to Rescue It Новинка

Tina Vito Di 52 Ways to Wreck Your Retirement. ...And How to Rescue It

1731.81 руб.
Retirement planning isn't something that happens at a specific point in time or at a specific age – we are all affecting our retirement plans every day with every decision we do or don't make. Canadians are living longer, and the average retiree in the future may have as much as 30 years of retirement to plan for, and there are many simple things that will impact our eventual retirement life. 52 Ways to Wreck Your Retirement identifies 52 things we do that could wreck our retirement, explains why it puts your retirement at risk, and provides the strategy to correct the mistake, or better still, avoid it entirely. The book is organized under several key areas of the planning process, including: Starting to Plan for Retirement Mistakes around Investing Mistakes around Debt Saving for Retirement Pensions Living in Retirement Spending in Retirement New Realities about Retirement 52 Ways to Wreck Your Retirement is not a feel-good book about how wonderful retirement will be or an alarming fear-mongering book about dying broke, nor is it a get-rich-late-retirement solution. Quite simply, it is an easily-accessible and practical guide written for Canadians of all ages that gives you the tools you need to better manage the financial and personal aspects of your retirement.
Alan Roadburg Life After Medicine. Retirement Lifestyle Readiness Alan Roadburg Life After Medicine. Retirement Lifestyle Readiness Новинка

Alan Roadburg Life After Medicine. Retirement Lifestyle Readiness

1389 руб.
Two irrefutable facts: (1) Money alone will not guarantee retirement happiness, and (2) Although physicians share many elements of the retirement experience with others, some of their experiences, interests, viewpoints, and perceptions differ from those in other occupations. Based on these self-evident assumptions, Life After Medicine is different. First, we went to the experts. Not to the self-proclaimed retirement experts, but to 600 retired physicians (your retirement mentors) who responded to our online survey by sharing their experiences, impressions and advice on retirement. Second, given that the key to retirement happiness is to replace satisfactions lost from work, this book includes a self-help workshop, based on more than twenty years experience, to ensure that satisfactions lost from work will be replaced in retirement. Dr. Alan Roadburg is a leading authority on retirement lifestyle education. After six years as a tenured university professor teaching and conducting research in the Sociology of Retirement and Social Gerontology, he changed careers sixteen years ago and established The Second Career Program, specializing in career enhancement and retirement lifestyle workshops. He has conducted hundreds of lifestyle planning workshops for thousands of pre- and post-retirees. Dr. Roadburg's easy-to-read and practical book elevates retirement lifestyle education to a new standard.
Bill Roiter Beyond Work. How Accomplished People Retire Successfully Bill Roiter Beyond Work. How Accomplished People Retire Successfully Новинка

Bill Roiter Beyond Work. How Accomplished People Retire Successfully

2131.46 руб.
Silences the worry financially successful people have over retirement while offering them exciting new ways to think about and plan for a life after work Moving beyond the world of work can be an anxious, fearful time for accomplished professionals fraught with uncertainty and indecision. Do I have enough money to live the life I want? Will I be healthy and able to manage any health problems that arise so that I can live the life I want? Will I be lonely? What kind of life do I want to live? These are the pressing questions they ask themselves and seek answers for. Yet most books on retirement focus mainly on the financial aspects of life after work, offering little of value to those who are financially secure. Beyond Work was written for accomplished people who feel financially secure enough to retire, but who are at a loss when it comes to planning their futures. It gives them the tools to think about all the other important aspects of retirement, so they can make a successful transition to and find meaning and satisfaction in retirement. Explores the four challenges that must be met in order to have a fulfilling retirement: financial, physical, social, and personal Packed with inspiring and instructive real-life retirement stories and practical tools that assist readers in making the transition to life after work
Jay Hettiarachchy Insights on Retirement. The Wonder Years of Your Life Jay Hettiarachchy Insights on Retirement. The Wonder Years of Your Life Новинка

Jay Hettiarachchy Insights on Retirement. The Wonder Years of Your Life

1202 руб.
This book on retirement is a useful ally in the hands of every worker who works, intends to work, or planning to retire from work. Unlike many other books on retirement, this book introduces a very practical way of looking at retirement. The insights given at the end of each chapter are stepping stones meant to dispel the negative mental attitudes held by most workers regarding retirement from work. They provide valuable ideas towards formulating a plan for the retirement life from the very beginning of any career most people engage in, during the most productive years of life. The insights reveal that a systematic plan for retirement is as important for every worker as much as a career plan they do develop throughout their working years. It is a time for retirees to begin a second life in which they do things that they were not able to do during the time they worked.
keith dewick The Black Book of Retirement keith dewick The Black Book of Retirement Новинка

keith dewick The Black Book of Retirement

1877 руб.
A series of light hearted observations about life before and after retirement.
Barry B. Read The Road Ahead - My Way Barry B. Read The Road Ahead - My Way Новинка

Barry B. Read The Road Ahead - My Way

964 руб.
Read International Haulage was set up by Barry Read and based in Bridlington. Read about Barry's early life, his business life and what he now likes to do in his retirement.
Robert Carlson C. The New Rules of Retirement. Strategies for a Secure Future Robert Carlson C. The New Rules of Retirement. Strategies for a Secure Future Новинка

Robert Carlson C. The New Rules of Retirement. Strategies for a Secure Future

1994.92 руб.
Create the retirement you desire with proven financial strategies The New Rules of Retirement throws away the rules of thumb, clichés, and obsolete ideas. It provides a proven, updated approach to retiring successfully in today's world. In this new second edition based on independent, objective research, retirement expert Robert C. Carlson uses proven, profitable techniques to coordinate all the factors that lead to financial security and independence. You'll learn how much you really need to save for retirement, how to invest that nest egg before and during retirement, and how to establish a wise and sustainable spending strategy. Carlson will explain how to overcome the threats to lifetime financial security, such as longer life expectancy, low investment returns, higher taxes, and more. Importantly, you'll learn how to plan for the wildcards of retirement planning: health care and long-term care expenses. This edition covers changes in key areas such as annuities, IRA management, estate planning, and income taxes. You'll learn how to merge these insights into your plan to enhance financial security and to provide for loved ones in the future. Retirement no longer means being put out to pasture. Today's retirees are traveling the world, attending classes, developing new skills, starting businesses, mastering neglected hobbies, and more—well into their golden years. This guide helps ensure you have the financial independence to pursue the retirement you want through smart planning and effective financial strategies. Know and overcome the threats to retiree financial security Learn the right way to estimate retirement spending Develop a sustainable spending strategy Invest your nest egg to make it last Plan for potential long-term health care Leave a legacy for loved ones The retirement is now a new phase of life, not a winding down. It's a time to live your best life and do things you couldn't before. But all the financial aspects of retirement have changed. To maintain financial security and create the retirement you desire, you need to be on top of the changes. The New Rules of Retirement provides the latest, proven strategies that help put the shine in your golden years.
Molly Srode Creating a Spiritual Retirement. A Guide to the Unseen Possibilities in Our Lives Molly Srode Creating a Spiritual Retirement. A Guide to the Unseen Possibilities in Our Lives Новинка

Molly Srode Creating a Spiritual Retirement. A Guide to the Unseen Possibilities in Our Lives

1302 руб.
Retirement from the daily workforce can be an opportunity to refocus on your soul. Deepen your relationship with the unseen but no less real presence of spirit in your life with fresh spiritual reflections and questions to help you explore this new phase.
Eugen Stumpf, Benedito de Almeida Carvalho, Marco Honsberg Growing old in dignity Eugen Stumpf, Benedito de Almeida Carvalho, Marco Honsberg Growing old in dignity Новинка

Eugen Stumpf, Benedito de Almeida Carvalho, Marco Honsberg Growing old in dignity

2089 руб.
Research Paper (undergraduate) from the year 2011 in the subject Politics - Political Systems - Germany, grade: 1,0, University of applied sciences, Düsseldorf, course: Economics - MBA, Master of Business Administration, language: English, abstract: This paper surveys the situation of the German pension system after a sequence of reformswhich started as a fully funded system implemented by Bismarck during the 1880s, with amandatory retirement age of 70 years when male life expectancy at birth was less than 45years. Today, life expectancy for men is more than 80 years.After a long and arduous debate in the German Bundestag, agreements on a comprehensivepension reform resulted in the pension reform of 1957, which mainly established changessuch as the normal retirement age at 65, the retirement at the age of 60 for elderlyunemployed, the retirement for women at the age of 60 and, at last, the introduction ofdynamic benefits indexed to gross wages which had an immediate impact on the economicwellness of current retirees.Thereafter, the 1972 reform made the German pension system one of the most generous ofthe world, as it mainly opened the public pension insurance system to all workers withgenerous terms for back-payment of contributions and eased the terms and conditions forearly retirement by the implementation of the so-called 'flexible retirement', as discussed inchapter 1 of this paper.The following pension reforms discussed in this paper are the "Riester reform&#...
David Loeper B. Stop the Retirement Rip-off. How to Keep More of Your Money for Retirement David Loeper B. Stop the Retirement Rip-off. How to Keep More of Your Money for Retirement Новинка

David Loeper B. Stop the Retirement Rip-off. How to Keep More of Your Money for Retirement

1328.83 руб.
A detailed guide for avoiding the pitfalls of retirement funding In Stop the Retirement Rip-Off, author David Loeper provides the necessary tools for investors to take action and make the most of their retirement plans. It offers a road map for employees to understand the fees and costs associated with their plans; document the excesses in a presentation to management; then organize themselves to protest and, if necessary, bring the documentation to the Labor Department in a complaint. Written in a straightforward and accessible style, this book is filled with sensible strategies for making the most of retirement funds and putting future retirees back on the right financial track. Filled with strategies that can help employees stand up and secure their financial future Addresses how to make the most of your money, and your life, after fixing your retirement plan Outlines a practical approach to understanding your organization's retirement plan and overcoming its potential inefficiencies This important book contains the much-needed information that employees need to plan for retirement and ensure a secure financial future.
Michael Zwecher J. Retirement Portfolios Workbook. Theory, Construction, and Management Michael Zwecher J. Retirement Portfolios Workbook. Theory, Construction, and Management Новинка

Michael Zwecher J. Retirement Portfolios Workbook. Theory, Construction, and Management

2661 руб.
A companion Workbook to the text Retirement Portfolios Retirement is one of the most important parts of the financial planning process. Yet only two percent of financial advisors describe themselves as competent in retirement planning. Constructing a retirement portfolio is viewed as a difficult endeavor, and the demands facing financial advisors responsible for this task continue to grow. The pressures are particularly intense due to events such as the financial crisis and oncoming rush of retiring baby boomers. It is imperative that financial advisors be equipped and ready to create appropriate retirement portfolios. That's why Michael Zwecher-a leading expert on retirement income-has created Retirement Portfolios and the Retirement Portfolios Workbook. In the text Retirement Portfolios, leading retirement income expert Michael Zwecher provides financial professionals with complete coverage of the most important issues in this field. The Retirement Portfolios Workbook offers you a wealth of practical information and exercises that will solidify your understanding of the tools and techniques associated with this discipline. This comprehensive study guide Provides chapter summaries and end of chapter questions to the main book Test your knowledge of the information addressed in Retirement Portfolios, before you put it to work in real world situations Helps you learn to solve problems while setting up tools you can use in practice Puts the management of risks related to retirement portfolios in perspective If you want to gain a firm understanding of the information outlined in Retirement Portfolios, the lessons within this workbook can show you how.
Mitch Anthony The New Retirementality. Planning Your Life and Living Your Dreams...at Any Age You Want Mitch Anthony The New Retirementality. Planning Your Life and Living Your Dreams...at Any Age You Want Новинка

Mitch Anthony The New Retirementality. Planning Your Life and Living Your Dreams...at Any Age You Want

1528.66 руб.
Stop making a living and start making a life with The New Retirementality When Mitch Anthony first presented the concept of a new way of thinking about retirement in 2000, it was novel and many critics didn't buy into it. Originally written to get the attention of baby boomers who were approaching 55, Mitch started a revolution by showing people why they needed to have a new attitude about retirement–a «new retirementality.» More than a decade later, most of us are facing a very different retirement reality than previous generations–failing pensions, an endangered social security system, and inadequate savings. We have been forced to face the reality of a retirement that may never happen, or one that will take place much later in life than ever expected. Circumstances are redefining what it means to retire, and The New Retirementality, Fourth Edition is your roadmap. While most books focus on a «number,» this reliable resource shows you that attitude is also an essential part of the equation–if you want to succeed you need both means and meaning. Includes new research and studies on the latest retirement realities, as well as introduce readers to Mitch's newest concept, investing toward a greater Return on Life™ Discusses what it means to retire on purpose, the expanding role of work in retirement, and how to self-direct your future by becoming your own benefits director Written by top financial planner Mitch Anthony Filled with engaging anecdotes and inspirational suggestions, this book will motivate you to rethink the meaning of retirement and put you in a better position to enjoy the new retirementality you deserve.
Henry Hebeler K. Getting Started in A Financially Secure Retirement Henry Hebeler K. Getting Started in A Financially Secure Retirement Новинка

Henry Hebeler K. Getting Started in A Financially Secure Retirement

2128.13 руб.
PRE- AND POST-RETIREMENT PLANNING THAT MAKES SENSE GETTING STARTED IN A FINANCIALLY SECURE RETIREMENT If you want to make the most of your retirement years, you have to seriously think about the retirement lifestyle you want and the path that will get you there. In order to do this, you need reliable retirement information that will allow you to properly chart your course. Nobody knows this better than author Henry Hebeler, who retired from the corporate world more than fifteen years ago–and quickly discovered that much of the retirement planning advice available wasn't helping people accomplish their goals. Now, with Getting Started in a Financially Secure Retirement, Hebeler shares his experience in this field with you and reveals what it really takes to achieve the retirement you want. Written in a straightforward and accessible style, Getting Started in a Financially Secure Retirement dismisses the assumptions that many popular retirement planning methods make and addresses some of today's most important retirement issues, including everything from planning with realistic economic inputs to neglected subjects such as replacement budgeting, reverse dollar cost averaging, and the need for resiliency when encountering surprise events. Filled with in-depth insights, practical advice, and helpful retirement planning tools, Getting Started in a Financially Secure Retirement will allow you to apply Hebeler's proven principles to your own specific situation–whether you're already retired or still working–and make more informed financial decisions as you plan for the years ahead.
Kenneth Fisher L. Plan Your Prosperity. The Only Retirement Guide You'll Ever Need, Starting Now--Whether You're 22, 52 or 82 Kenneth Fisher L. Plan Your Prosperity. The Only Retirement Guide You'll Ever Need, Starting Now--Whether You're 22, 52 or 82 Новинка

Kenneth Fisher L. Plan Your Prosperity. The Only Retirement Guide You'll Ever Need, Starting Now--Whether You're 22, 52 or 82

1795.09 руб.
Whether you’re in retirement, just getting ready to retire, or 5, 10, or 40 years out, this book can help you invest smarter your whole life and yes, plan better for retirement. Harmful mythology abounds about retirement investing. Many retirees or soon-to-be retirees have heard a plethora of advice. Take 100 (or 120) and subtract your age to get your equity allocation, put the rest in bonds or cash. Buy only bonds. Buy only high dividend stocks. Or some combination! Buy equity-indexed annuities or some “guaranteed” income product. All examples of a potentially harmful myth many folks believe to be smart, strategic moves. Investors believe preparing for retirement requires a radically different set of tools or a dizzying array of products. Navigating the world of retirement products and services can be a full-time job. But investing for retirement is, in practice, not much (if at all) different from investing. In Your Retirement Plan, Ken Fisher will give readers a workable strategy to either develop their own retirement investing plan or work more successfully with a professional to increase the likelihood of achieving long-term goals while avoiding common pitfalls. The book will include easy-to-follow steps like How to think, correctly, about investing time horizon. How to better figure how much income you need How to determine if a portfolio can provide that income How to figure how much to save each year to achieve retirement goals What pitfalls to avoid And more. . . . In this retirement planning book that's not just for retirees, Fisher will hand readers the tools and confidence they need to better plan for the future.
Scott Wardell Retiring in Turbulent Times. Nine Middle-American Stories of Life, Money, and Challenges in Pursuit of a Satisfying Retirement Scott Wardell Retiring in Turbulent Times. Nine Middle-American Stories of Life, Money, and Challenges in Pursuit of a Satisfying Retirement Новинка

Scott Wardell Retiring in Turbulent Times. Nine Middle-American Stories of Life, Money, and Challenges in Pursuit of a Satisfying Retirement

852 руб.
In his 35-plus years in the financial services industry, Scott Wardell CFP,® has advised and guided hundreds of clients to retirement. With each person came specific dilemmas and advantages. Some of those clients, people as familiar as your family and neighbors, were well prepared emotionally or financially, but rarely both. Some were neither. Wardell’s conversations with his clients, friends and family reflecting on decisions they did and didn’t make, lends Retiring in Turbulent Times a unique personal tone, far different than the usual jargon-heavy and abstract financial advice book. The nine stories within reflect common life choices of middle-class Americans; their over-sights, mistakes, intuitions, disciplines and achievements. In other words, life decisions to which everyone can relate.
Dorothy Corkille Briggs Embracing Life. Growing Through Love and Loss Dorothy Corkille Briggs Embracing Life. Growing Through Love and Loss Новинка

Dorothy Corkille Briggs Embracing Life. Growing Through Love and Loss

1302 руб.
The author of Your Child's Self Esteem and Celebrate Yourself addresses the changes that everyone must face in life--including death, aging, retirement, and separations from people and places.
David Loeper B. Stop the Retirement Rip-off. How to Avoid Hidden Fees and Keep More of Your Money David Loeper B. Stop the Retirement Rip-off. How to Avoid Hidden Fees and Keep More of Your Money Новинка

David Loeper B. Stop the Retirement Rip-off. How to Avoid Hidden Fees and Keep More of Your Money

1594.6 руб.
Saving for retirement is a difficult task, especially during these challenging economic times. Individuals who participate in their retirement plans are being charged billions in fees annually—and no one is looking out for their best interests—even though the laws say both plan sponsors and employers should be held responsible for acting in their employees’ best interests. The fact is that unless individuals are willing to stand-up and secure their financial future, they’re likely to face less money in their retirement plan accounts and have to work longer to accumulate the funds they need for retirement. In Stop the Retirement Rip-off, author David Loeper provides the necessary tools for readers to take action and make the most of their retirement plans. It offers a road map for employees to understand the fees and costs associated with their plans; as well as improve their standing within their company by proactively helping their employer to take needed action. The book features a non confrontational positive approach to bringing your retirement plan problems to the attention of your employer. Written in a straightforward and accessible style, Stop the Retirement Rip-off provides readers with sensible strategies for making the most of their retirement funds, and will put them back in control of their financial future.
Ken Veit THE FINAL QUARTER Ken Veit THE FINAL QUARTER Новинка

Ken Veit THE FINAL QUARTER

1714 руб.
What to do with the "Final Quarter" of your life, presumably post-retirement. Everything that those approaching (or in) retirement need to know but often are uncomfortable discussing or asking about. The author treats serious subjects with wit and from his own experiences, but he does not shy away from expressing opinions that may offend some readers, even as they encourage fresh thinking.
Dick Diamond Buying Time. Trading Your Retirement Savings for Income and Lifestyle in Your Prime Retirement Years Dick Diamond Buying Time. Trading Your Retirement Savings for Income and Lifestyle in Your Prime Retirement Years Новинка

Dick Diamond Buying Time. Trading Your Retirement Savings for Income and Lifestyle in Your Prime Retirement Years

2234.04 руб.
DO EVERYTHING YOU WANT, AND STILL COVER EVERYTHING YOU NEED, IN RETIREMENT. Buying Time begins where most other retirement books end. Instead of covering how to accumulate money for your retirement, it gives you direction from that point forward-how to draw upon your assets most efficiently to create the income you will need throughout retirement. It provides an integrated approach to planning your income in retirement, so that you can do everything you want and still cover everything you need. Buying Time will help you to make better use of your resources, and make the best of your prime retirement years. Explains how to set your lifestyle objectives and plan for the best use of your money in retirement. Cover different strategies for different stages of retirement, so that you can make the best of your prime years while still providing for contingencies and long-term health considerations. Fully updated, this revised edition includes information on: adjustments in tax rates and tax credits; new and amended tax legislation; major changes to the pension income-splitting rules; new financial products and investment options for people in retirement; and more. A proven, integrated, four-part approach to retirement planning: structuring and planning income, investing during retirement, health-risk management, and wealth transfer. Offers advice on how to work with an advisor to create and implement a plan that's right for you. Includes practical examples, illustrations, forms, and checklists. Buying Time offers practical, proven strategies that readers can apply at every stage of retirement, from the "golden years' to the «olden years.»
David William Sinclair The Great Life I.ve Had. David William Sinclair The Great Life I.ve Had. Новинка

David William Sinclair The Great Life I.ve Had.

1914 руб.
Vignettes from the life of Captain David W. Sinclair, U.S. Coast Guard, from his childhood in Santa Monica, California, through the Great Depression, to the Coast Guard Academy in New London, Connecticut, through a thirty-year career on ships and in airplanes, and into the retirement most people can only dream of!
Michael Zwecher J. Retirement Portfolios. Theory, Construction and Management Michael Zwecher J. Retirement Portfolios. Theory, Construction and Management Новинка

Michael Zwecher J. Retirement Portfolios. Theory, Construction and Management

5328.66 руб.
Retirement portfolio guidance for finance professionals Retirement is one of the most important parts of the financial planning process. Yet only two percent of financial advisors describe themselves as competent in retirement planning. Constructing a retirement portfolio is viewed as a difficult endeavor, and the demands facing financial advisors responsible for this task continue to grow. The pressures are particularly intense due to events such as the financial crisis and oncoming rush of retiring baby boomers. It is imperative that financial advisors be equipped and ready to create appropriate retirement portfolios. That's why Michael Zwecher-a leading expert on retirement income-has created Retirement Portfolios. Examines how portfolios should be prepped in advance so that the transition from «working» portfolio to retirement portfolio is smooth and seamless Outlines how to create a portfolio that will provide income, continue to generate growth, and protect assets from disaster Details the differences in managing a retirement portfolio versus managing portfolios during asset accumulation years The ability to create retirement portfolios and manage their risks are skills you must possess to be an effective financial advisor. Retirement Portfolios will help you develop these essential skills and gain a better understanding of the entire process.
Moshe Milevsky A. Pensionize Your Nest Egg. How to Use Product Allocation to Create a Guaranteed Income for Life Moshe Milevsky A. Pensionize Your Nest Egg. How to Use Product Allocation to Create a Guaranteed Income for Life Новинка

Moshe Milevsky A. Pensionize Your Nest Egg. How to Use Product Allocation to Create a Guaranteed Income for Life

1795.09 руб.
Guarantee your retirement income with a DIY pension Pensionize Your Nest Egg describes how adding the new approach of «product allocation» to the tried-and-true asset allocation approach can help protect you from the risk of outliving your savings, while maximizing your income in retirement. This book demonstrates that it isn't the investor with the most money who necessarily has the best retirement income plan. Instead, it's the investor who owns the right type of investment and insurance products, and uses product allocation to allocate the right amounts, at the right time, to each product category. This revised second edition is expanded to include investors throughout the English-speaking world and updated to reflect current economic realities. Readers will learn how to distinguish between the various types of retirement income products available today, including life annuities and variable annuities with living income benefits, and how to evaluate the features that are most important to meet their personal retirement goals. Evaluate the impacts of longevity, inflation, and sequence of returns risk on your retirement income portfolio Make sense of the bewildering array of today's retirement income products Measure and maximize your Retirement Sustainability Quotient Learn how your product allocation choices can help maximize current income or financial legacy – and how to select the approach that's right for you Walk through detailed case studies to explore how to pensionize your nest egg using the new product allocation approach Whether you do it yourself or work with a financial advisor, Pensionize Your Nest Egg gives you a step-by-step plan to create a guaranteed retirement income for life.
Jan Cullinane The Single Woman's Guide to Retirement Jan Cullinane The Single Woman's Guide to Retirement Новинка

Jan Cullinane The Single Woman's Guide to Retirement

1262.23 руб.
AWARDS: Silver Living Now Book Award, Mature Living/Aging 2014 (Silver) If you’re one of the 25 million single women over the age of 45 living in the United States today, AARP’s The Single Woman’s Guide to Retirement is your new best friend. Walking you through the challenges of retired or pre-retired life, from managing your finances to staying healthy in body, mind, and spirit, dealing with divorce, and even looking for love or work, the book covers the issues that really matter to you. Whether you’re looking for a retirement home or planning a cruise, this book is packed with specific details to help take the guesswork out of retirement. Author and retirement expert Jan Cullinane has gathered real-life stories from women just like you to illustrate your options and give you fresh new ideas about how to make the most of your retirement years.
Madalin Haviland Poems Madalin Haviland Poems Новинка

Madalin Haviland Poems

914 руб.
Composed out of a rich, older style of poetry, Poems takes time to look at the beauty of life in love and relationships. From saying goodbye to a lover to contemplating the final journey with Death to watching an old solider in retirement, hope hides and bursts through from verse to verse. Each poem illuminates small parts of life, showcasing the dark and the light moments.
Mark Miller The Hard Times Guide to Retirement Security. Practical Strategies for Money, Work, and Living Mark Miller The Hard Times Guide to Retirement Security. Practical Strategies for Money, Work, and Living Новинка

Mark Miller The Hard Times Guide to Retirement Security. Practical Strategies for Money, Work, and Living

1129.01 руб.
A timely guide to overcoming the retirement challenges we all face The Great Recession has placed a wake-up call to America's baby boomers. Many have not saved enough for retirement and have not taken a hard look at how many post-work years they may need to finance. Written in a straightforward and accessible style, The Hard Times Guide to Retirement Security tackles the tough questions about retirement in the new post-crash economy. Page by page, it puts retirement in perspective by touching on important issues such as insuring against the risk of outliving your assets, recalibrating damaged retirement portfolios, managing the risk of health-care expenses in retirement, and career strategies for workers who are 50 years old and up. Reveals how to boost lifetime income through better planning, and working just a few additional years Offers advice on how to hire a financial advisor whose first loyalty is to you, not Wall Street Discusses why you should rethink housing in the wake of the real estate crash Offers detailed advice on career reinvention, the 50+ job market and midlife entrepreneurship Engaging and informative, this practical guide provides the strategies needed for a truly fulfilling and secure retirement.
Kaycee Krysty Wealth Regeneration at Retirement. Planning for a Lifetime of Leadership Kaycee Krysty Wealth Regeneration at Retirement. Planning for a Lifetime of Leadership Новинка

Kaycee Krysty Wealth Regeneration at Retirement. Planning for a Lifetime of Leadership

3996.49 руб.
Tailoring retirement for successful business leaders Traditional retirement planning fails to meet the needs of wealthy baby boomers, particularly those who are business leaders. There is no “one size fits all” answer. Wealth Regeneration at Retirement: Planning for a Lifetime of Leadership presents an alternative – one that acts more like a GPS. The authors, Kaycee Krysty and Bob Moser, leaders of the highly regarded Seattle-based wealth management firm, Laird Norton Tyee, use a proprietary discipline, Wealth Regeneration®, to calculate the route to retirement and beyond for those at the top. The authors challenge successful boomers to redefine retirement on their own terms. They outline a process to create a sustainable plan to achieve retirement objectives. Their years of experience in counseling CEO’s and business founders through transitions is reflected throughout. For many successful boomers, the answer to the prospect of retirement has been, “I’d rather not.” Yet change is inevitable. Wealth Regeneration at Retirement provides a thoughtful and thorough way for leaders to move onward. Describing Wealth Regeneration in a digestible, actionable format, the book provides the framework, tools, and techniques that successful baby boomers and their advisors need to incorporate this innovative approach for a lifetime of leadership and legacy. Packed with learning aids, including graphics, diagrams, worksheets and exercises, the book helps readers build a unique life plan that is about more than simply retirement. The book includes: A proprietary approach to retirement planning that changes seamlessly when times and circumstances change A four component methodology – Where You Are; What You Want; What to Do; and Make it Happen – to ensure continuous feedback, accountability, and measurement of lifetime goals Retirement planning expertise from wealth management firm Laird Norton Tyee Wealth Regeneration at Retirement: Planning for a Lifetime of Leadership is artfully illustrated and filled with practical advice for wealthy baby boomers and the financial advisors they rely on. It explains exactly how to build a personalized and sustainable plan for retirement no matter where life may lead.
Frederick Vettese The Essential Retirement Guide. A Contrarian's Perspective Frederick Vettese The Essential Retirement Guide. A Contrarian's Perspective Новинка

Frederick Vettese The Essential Retirement Guide. A Contrarian's Perspective

1795.09 руб.
Retirement planning is difficult enough without having to contend with misinformation. Unfortunately, much of the advice that is dispensed is either unsubstantiated or betrays a strong vested interest. In The Essential Retirement Guide, Frederick Vettese analyses the most fundamental questions of retirement planning and offers some startling insights. The book finds, for example that: Saving 10 percent a year is not a bad rule of thumb if you could follow it, but there will be times when you cannot do so and it might not even be advisable to try. Most people never spend more than 50 percent of their gross income on themselves before retirement; hence their retirement income target is usually much less than 70 percent. Interest rates will almost certainly stay low for the next 20 years, which will affect how much you need to save. Even in this low-interest environment, you can withdraw 5 percent or more of your retirement savings each year in retirement without running out of money. Your spending in retirement will almost certainly decline at a certain age so you may not need to save quite as much as you think. As people reach the later stages of retirement, they become less capable of managing their finances, even though they grow more confident of their ability to do so! Plan for this before it is too late. Annuities have become very expensive, but they still make sense for a host of reasons. In addition, The Essential Retirement Guide shows how you can estimate your own lifespan and helps you to understand the financial implications of long-term care. Most importantly, it reveals how you can calculate your personal wealth target – the amount of money you will need by the time you retire to live comfortably. The author uses his actuarial expertise to substantiate his findings but does so in a jargon-free way.
Marida Bertocchi Optimizing the Aging, Retirement, and Pensions Dilemma Marida Bertocchi Optimizing the Aging, Retirement, and Pensions Dilemma Новинка

Marida Bertocchi Optimizing the Aging, Retirement, and Pensions Dilemma

5328.66 руб.
A straightforward guide focused on life cycle investing-namely aging, retirement, and pensions Life cycle investing and the implications of aging, retirement, and pensions continues to grow in importance. With people living longer, the relative and absolute number of retirees is growing while the number of workers contributing to pension funds is declining. This reliable resource develops a detailed economic analysis-at the micro (individual) and macro (economy wide) levels-which addresses issues regarding the economics of an aging population. Topics touched upon include retirement and the associated health care funding of the aged as well as social security and the asset classes that are considered asset-liability choices over time. The probability of achieving adequate return patterns from various investment strategies and asset classes is reviewed Shares rich insights on the aging, retirement, and pensions dilemma An assessment of the resources the real economy will be able to commit to non-workers is provided The three pillars of retirement are social security, company pensions, and private savings. Each of these pillars is confronted with a variety of asset-liability problems, and this book will addresses them.
Eric Robbins Essentials of Retirement Planning. A Holistic Review of Personal Retirement Planning Issues and Employer-Sponsored Plans, Third Edition Eric Robbins Essentials of Retirement Planning. A Holistic Review of Personal Retirement Planning Issues and Employer-Sponsored Plans, Third Edition Новинка

Eric Robbins Essentials of Retirement Planning. A Holistic Review of Personal Retirement Planning Issues and Employer-Sponsored Plans, Third Edition

4214 руб.
This book provides the quintessential information needed to understand the financial side of the retirement planning coin. Readers will begin by learning about the various plan types available to the employers to offer to their employees. The topics related to compliance testing are thoroughly discussed as well as strategies used to legally shift benefits in favor of the highly compensated employees. However, some employers do not sponsor a plan. In this instance, retirement savers will need to understand the options available in the world of individual retirement accounts. This book is not intended to provide investment advice, but rather to guide how different retirement savings vehicles function and how they can be effectively deployed. Many financial professionals find that their clients will ask questions about all aspects of their financial life. For this reason, this book also discusses non-investment-related topics, such as housing options, social security planning, Medicare planning, and a few other basic insurance-based issues faced by all retirees.
Thomas Anderson J. The Value of Debt in Retirement. Why Everything You Have Been Told Is Wrong Thomas Anderson J. The Value of Debt in Retirement. Why Everything You Have Been Told Is Wrong Новинка

Thomas Anderson J. The Value of Debt in Retirement. Why Everything You Have Been Told Is Wrong

1994.92 руб.
Increase the odds you won't run out of money in retirement – using debt! Conventional wisdom is wrong – being debt free in retirement may actually increase your risk. The Value of Debt in Retirement teaches you how incorporating debt into your retirement strategy may increase your return, lower your taxes and actually lower your risk. You read that right. If handled correctly, debt—that thing we've all been taught to avoid—can play an integral role in your life, especially in retirement. New York Times Best Selling Author and nationally acclaimed financial expert Tom Anderson shows you how to use the time tested strategies of the best companies and the ultra rich to retire comfortably, minimize taxes, buy the things you have always wanted to have and do the things you have always wanted to do. Thought provoking and against the grain, Anderson explains why your risk tolerance doesn't matter, why being debt free may actually increase your risk and why rushing to pay off your mortgage may be a financial disaster. Full of shocking revelations and tricks high- net-worth individuals have used for years, The Value of Debt in Retirement opens the world to a new approach to wealth management in retirement, one that factors in both sides of the balance sheet as an integrated ecosystem. Real-world case studies illustrate how informed debt strategies can lead to a happier, healthier retirement. See how an individual with a net worth of more than $5 million can spend $20,000 per month – after taxes – and pay less than $5,000 per year in taxes, how it is possible to increase your rate of return by 50%, and how a lower risk portfolio with debt could increase the chances you do not run out of money. Specifically written to Baby Boomers, practical guides and checklists show how to use debt strategies to fund primary and secondary properties, refinance credit card debt, and finance hobbies, such as cars and boats and recreational vehicles. Additional guides show how you can help your children, help your parents and leave a bigger legacy for your heirs and favorite charities. Regardless of your net worth, The Value of Debt in Retirement provides tools to use to apply these concepts to your personal situation. There is no free lunch: the book delivers a balanced perspective focusing on the potential risks and benefits of the strategies discussed. A discussion on economic history highlights some of the shocks the economy may face and provides important warnings that you should factor into your retirement plan. Anderson not only shows that your life expectancy may be longer than you think, but also illustrates that many investors may be on track to average returns well under 4% for the next ten years – a potentially devastating combination. Irrespective of your beliefs about debt, The Value of Debt in Retirement proves risk is more important than return for retirees and provides suggestions on ways to minimize that risk. Not all debt is good and high levels of debt are bad. The Value of Debt in Retirement is about choosing the right debt, in the right amounts, at the right time. Perhaps most importantly, this book isn't for everybody. This book requires responsible actions. If you can't handle the responsibility associated with the ideas then this book then it isn't for you. If you need a rate of return under 3% from your investments then you may not need this book. But if you can handle the responsibility and if you need a return above 3%, this book may offer insights into the best (and potentially only) way to achieve your goals.
Peter Mazonas Double Your Retirement Income. Three Strategies for a Successful Retirment Peter Mazonas Double Your Retirement Income. Three Strategies for a Successful Retirment Новинка

Peter Mazonas Double Your Retirement Income. Three Strategies for a Successful Retirment

1994.25 руб.
As corporations and the government continue to shift the responsibility for retirement savings to workers, employees at all economic levels must develop a personal plan to ensure a financially secure retirement. In Double Your Retirement Income, financial professional Peter Mazonas provides readers with the tools and information needed to overcome retirement obstacles. Beginning with a broad overview of the economic realities readers will face, this comprehensive guide helps them take a step back and make an honest assessment of what it’s going to take to retire on their terms. Filled with in-depth insight, expert advice, and illustrative charts and graphs, Double Your Retirement Income shows readers how to effectively manage Defined Contribution Plans, understand Defined Benefit Pension Plans, buy and hold a balanced portfolio of no-load, and much more.
Fred Vettese The Real Retirement. Why You Could Be Better Off Than You Think, and How to Make That Happen Fred Vettese The Real Retirement. Why You Could Be Better Off Than You Think, and How to Make That Happen Новинка

Fred Vettese The Real Retirement. Why You Could Be Better Off Than You Think, and How to Make That Happen

1865.03 руб.
Straight Talk and solid retirement advice for all Canadians In the face of government changes, financial market volatility, and an aging workforce, Canadians are understandably concerned about the impact on their finances and their future retirement. This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to maximizing retirement savings. Offers practical advice for dealing with the changes to Canada's retirement system Includes advice for calculating your Neutral Retirement Income Target Contains solid financial advice in accessible language Written by the Executive Chairman and Chief Actuary of Morneau Shepell Canada's national actuarial consulting firm The Real Retirement offers a down-to-earth guide for preparing for comfortable retirement and shows what it takes to achieve it.
Hank Parrot Seven Steps to Financial Freedom in Retirement Hank Parrot Seven Steps to Financial Freedom in Retirement Новинка

Hank Parrot Seven Steps to Financial Freedom in Retirement

1861.7 руб.
An interactive guide to mapping your retirement plans In Seven Steps to Financial Freedom in Retirement, financial advising and estate planning expert Harold Parrott guides the reader through the sometimes murky waters of retirement planning. Using a simple «Lifestyle Expense» planning approach customized to see how much money each person needs to live on in retirement, Parrott explains what investments can help readers reach their desired goals with minimum risk. Using detailed questionnaires, the book provides an informative guide for anyone concerned about having enough money to live comfortably in their retirement years. An educational book employing an easy-to-understand format, Seven Steps explains the basics of IRAs and 401(k)s, before launching into a more in-depth discussion of the strategies and tax implications thereof, looking at: Annuities, bonds, and CDs The perils of «stock picking» The basics of estate planning A unique and indispensible resource for assessing finances to determine the full scope of the reader's assets, the book helps to determine projected lifestyle expenses post-retirement and crafts a road map showing what types of products and accounts are likely to be of most value.
Feinsilver Evan David Retirement Decisions of Married Couples in the United States Feinsilver Evan David Retirement Decisions of Married Couples in the United States Новинка

Feinsilver Evan David Retirement Decisions of Married Couples in the United States

9339 руб.
This paper models married couples' retirement timing as an important choice influenced and taken by both partners, as a unit. Thus each partner takes into account their age, health, work status, etc., as well as that of their spouse, and the ultimate retirement timing of each partner maximizes the couple's expected utility from this joint decision. Thus, apart from the novelty of modeling the retirement decision as an economic decision taken by the couple as a unit, this model enables us to take into account both the existing situation, as well as expected future developments - such as health deterioration, varying life expectancy, and other factors.
Daniel Cassidy A Manager's Guide to Strategic Retirement Plan Management Daniel Cassidy A Manager's Guide to Strategic Retirement Plan Management Новинка

Daniel Cassidy A Manager's Guide to Strategic Retirement Plan Management

3992.5 руб.
"Daniel Cassidy has written a detailed, comprehensive guide for managers to understand and succeed at the ongoing process of managing a company retirement plan. If motivating your employees is important to you as a manager, this book is an essential key to your success." –Josh Gordon, author of Presentations That Change Minds and Selling 2.0 Written by renowned retirement benefits planning specialist Daniel Cassidy, A Manager's Guide to Strategic Retirement Plan Management focuses on current best practices regarding company-sponsored retirement plans within the United States. Filled with in-depth insights and expert advice, this valuable guide will aid managers in applying strategic thinking to their retirement plan management activities–whether it be a 401(k) plan, investing in company stock, or a traditional defined benefit plan. It will also help you to view retirement plans in a holistic manner–ever more necessary given the unpredictable economy and recent troubles with companies such as Enron and WorldCom. Covering everything from administrative issues to financial and legal responsibilities, A Manager's Guide to Strategic Retirement Plan Management will allow you to make the best decisions possible while managing this ongoing process and help you find solutions that best fit your organization's specific needs.
Max Newnham Funding Your Retirement. A Survival Guide Max Newnham Funding Your Retirement. A Survival Guide Новинка

Max Newnham Funding Your Retirement. A Survival Guide

2531.11 руб.
Are you worried about how you?re going to fund your retirement? Will you be able to afford the lifestyle you deserve? Many Australians are nearing or in retirement and many are not financially prepared. Funding Your Retirement: A Survival Guide will help you secure your financial future so you can enjoy the retirement you?ve dreamed of. This comprehensive guide is packed with strategies, from salary sacrificing and making superannuation contributions to consolidating debt and building a balanced investment portfolio. Topics covered include: ? planning your retirement ? understanding retirement and taxation rules ? managing your superannuation ? determining if a self managed superannuation fund is right for you ? implementing wealth-creation strategies ? ensuring your funds last as long as they need to.
Rhett Wood, Mark Rose Peace & Possibilities. Creating Peace of Mind in Retirement Rhett Wood, Mark Rose Peace & Possibilities. Creating Peace of Mind in Retirement Новинка

Rhett Wood, Mark Rose Peace & Possibilities. Creating Peace of Mind in Retirement

1602 руб.
Financial peace of mind in retirement is not achieved by accumulating assets. Rather, it is achieved by establishing sustainable income streams that are sufficient to maintain your standard of living. The first and perhaps most crucial step in your planning process is selecting a financial professional. You should choose an advisor who is obligated to a fiduciary standard and who must do what is best for you and your family. At Retirement Income Strategies and Investment Strategies, our mission is to provide each client with financial peace of mind. As fiduciaries, we achieve this mission by creating and updating a comprehensive, customized retirement plan called a Retirement Income Plan. This book will show you the importance of creating this strategic, thoughtful plan for your financial future and explain our process of working with clients.
Moshe Milevsky A. Pensionize Your Nest Egg. How to Use Product Allocation to Create a Guaranteed Income for Life Moshe Milevsky A. Pensionize Your Nest Egg. How to Use Product Allocation to Create a Guaranteed Income for Life Новинка

Moshe Milevsky A. Pensionize Your Nest Egg. How to Use Product Allocation to Create a Guaranteed Income for Life

2131.46 руб.
Pensionize Verb. 1. To convert money into income you can't outlive. 2. To create your own personal pension, a monthly income that lasts for the rest of your natural life. With the subpar performance of the markets, record-high personal debt levels, and shockingly low savings rates, it's clear that many Canadians expecting to retire in the next decade simply don't have a sufficient nest egg to ensure a worry-free retirement. Making matters worse, only about one-third of Canadians currently belong to a formal, or registered, pension plan; and even a large number of that «lucky third» will not retire with a guaranteed pension income. If you no longer have the time to wait and hope for your traditional investments to pay off, the answer is to «pensionize your nest egg» using the new technique of product allocation set out in this book. Pensionize Your Nest Egg explains how to Recognize if you really have a pension or just a tax-sheltered savings plan. Become informed about the new risks you and your nest egg face in retirement and why asset allocation, despite its value in the accumulation stage of life, is not sufficient to protect you and your money. Measure your retirement sustainability quotient (RSQ) and your Financial Legacy Value (FLV)-then choose a retirement income plan on the Retirement Income Frontier. Understand how product allocation differs from asset allocation, how to allocate your nest egg across three product silos, and learn about the new financial products that are available to protect against the new risks you face. Follow a seven-step process to close your Pension Income Gap and convert your retirement savings into a secure stream of lifetime income. Whether you do it yourself or work with a financial advisor, Pensionize Your Nest Egg gives you a simple plan to create a guaranteed retirement income-for life.
Dan Grijzenhout Using Entrepreneurship to Prepare for Retirement. Building Passive Monthly Incomes for Your Later Years Dan Grijzenhout Using Entrepreneurship to Prepare for Retirement. Building Passive Monthly Incomes for Your Later Years Новинка

Dan Grijzenhout Using Entrepreneurship to Prepare for Retirement. Building Passive Monthly Incomes for Your Later Years

1289 руб.
Using Entrepreneurship to Prepare for Retirement This book has been written to achieve two goals: Goal One: To raise awareness as to the need for most of us to take preparation for our financial well being seriously as many of us reach retirement without actually being able to retire. Our government retirement pensions just don't provide enough for us to survive on and live comfortably once we reach this age. Through this book's pages, I show you what to look forward to in retirement and how you will struggle and possibly be forced to continue to work throughout your retirement years just to be able to survive from day to day. But this book is not written with the goal of stressing you out about your future. It is written with a view to helping you strategize how to change the above scenario to a much better reality. By starting now - basically ahead of your retirement years, you can through starting an at-home business, give yourself a much more comfortable retirement reality. Throughout the book, I show you a number of ways that you can earn extra income - predominately online. These incomes, by the way, can grow so significantly for you after even just a few years, that you may well be able to retire well ahead of the government's plan for you to retire sometime in your sixties. There is a lot of life you can grab out there with just a little extra work during the years that you have the energy available to you to put in the extra effort. I can show you how to ...
Joan Marie Gagnon Journal Your Way to Retirement. Evolve into Retirement It Isn.t About the Money Be the Architect of Your Life Joan Marie Gagnon Journal Your Way to Retirement. Evolve into Retirement It Isn.t About the Money Be the Architect of Your Life Новинка

Joan Marie Gagnon Journal Your Way to Retirement. Evolve into Retirement It Isn.t About the Money Be the Architect of Your Life

1502 руб.
If you picked up this book, you probably know the benefits of journaling or have been curious about it. If you don’t have experience with journaling, you are in for a life-changing experience. I have been journaling on and off for twenty-five years. It has given me clarity on ideas, life, and love when I needed it.Retiring from the workforce, from the daily routine you have known for many years, can be scary, exciting, frightening, calming, or paralyzing. This book will guide you through thought processes that may or may not have entered your mind as you begin to think of retirement several years away, or if you are fast approaching your last day in the workforce that you currently know. This book will also be helpful if you are retired, but just have not assimilated into your new life comfortably.The subconscious and conscious minds are powerful resources that can give us exactly what we need to have a wonderful, joyous next phase of our life. By asking yourself powerful questions, the real truth will be revealed. What you think and believe has a profound effect on your world.The journal questions will bring you from how you are feeling today to how you want to feel when you are retired. It will help you blend the logical mind and your emotions.This book will not address in detail financial numbers, but will bring out into the open your feelings about your financial goals for retirement. Think of the journaling as a personal private conversation with yourself about retiremen...
Diana Mugano 7 Ways To Retire Wealthy Plus Bonus. Senior Citizen Jokes Diana Mugano 7 Ways To Retire Wealthy Plus Bonus. Senior Citizen Jokes Новинка

Diana Mugano 7 Ways To Retire Wealthy Plus Bonus. Senior Citizen Jokes

1364 руб.
Financial life does not function separately; recent economic events have shaken people's belief on financial stability and left many wanting to take control of their own destiny.Most people handle a challenge much better if they are prepared in advance, while retirement used to be regarded as a time for slowing down and relaxing that idea went out. This book is designed to assist you in preparation for retirement and as well as transforming your relationship with money.Inside this book you will find:How to make sure your pension generate the best pension incomeHow to convert your retirement goals into a planHow to have an exit strategy for your retirementHow to put money aside for your retirementGolden nuggets on pleasant retirementHow to use your acquired skill to generate income when you retirePlus bonus: Senior citizen jokes
J. Busby Winston JK Lasser's New Rules for Estate, Retirement, and Tax Planning J. Busby Winston JK Lasser's New Rules for Estate, Retirement, and Tax Planning Новинка

J. Busby Winston JK Lasser's New Rules for Estate, Retirement, and Tax Planning

1661.87 руб.
Current, relevant estate, retirement and tax planning strategies with expert insight and advice JK Lasser's New Rules for Estate, Retirement and Tax Planning is the authoritative guide to estate, retirement and tax planning, fully updated to reflect new changes and legal updates. Written by some of the most recognized experts in the field, this book offers useful planning advice for people of various ages and income levels, including information on retirement planning, trusts, charitable contributions, gifts, life insurance, and wills. In this guide, you'll find up-to-the-minute facts, valuable insight, and solid strategies to help you preserve your wealth and plan your estate under current tax rules. The helpful companion website provides spreadsheets, tools, and additional reading to help you get organized, while the book's expert guidance provides the background information you need to prepare properly. Estate planning is a complex topic, made even more complex by constantly changing laws. Failing to plan properly can result in your loved ones losing out on much of your hard-earned assets, and researching the topic on your own can be a minefield of assumptions, misunderstandings, and potential legal consequences. New Rules for Estate, Retirement and Tax Planning helps you sidestep the confusion, distilling the information down to what's relevant and current. This practical resource covers a wealth of important issues, including: Estate planning, taxation, and investing for maximum growth The role of wills, executors, and trusts, and how to treat charitable contributions Life insurance, retirement planning, Social Security claiming strategies and the do's and don'ts of gifting Business planning, including succession, asset protection, and family limited partnerships You've worked hard your entire life. You managed to accumulate assets. New Rules for Estate, Retirement and Tax Planning will help you maximize the transfer of your assets to the people and charities you love rather than the federal government in the form of taxes.
Eric Robbins Essentials of Retirement Planning. A Holistic Review of Personal Retirement Planning Issues and Employer-Sponsored Plans, Second Edition Eric Robbins Essentials of Retirement Planning. A Holistic Review of Personal Retirement Planning Issues and Employer-Sponsored Plans, Second Edition Новинка

Eric Robbins Essentials of Retirement Planning. A Holistic Review of Personal Retirement Planning Issues and Employer-Sponsored Plans, Second Edition

4227 руб.
This book provides the quintessential information needed to understand the financial side of the retirement planning coin. The reader will begin by learning about the various plan types employers may offer their employees. Topics related to compliance testing will be thoroughly discussed as well as strategies used to legally shift benefits in favor of highly compensated employees (HCEs). However, some employers do not sponsor a plan. In this instance, retirement savers will need to understand the options available within the world of individual retirement accounts (IRAs). This book is intended to serve as a guide to how different retirement savings vehicles function and how they can be effectively deployed. Many financial professionals find that their clients ask questions about all aspects of their financial life. For this reason, this book also discusses non-investment-related topics such as housing options, Social Security planning, Medicare planning, and a few other basic insurance-based issues faced by all retirees.
Tom Penland Risk Less / Spend More. Everything You Never Learned About Retirement Tom Penland Risk Less / Spend More. Everything You Never Learned About Retirement Новинка

Tom Penland Risk Less / Spend More. Everything You Never Learned About Retirement

1489 руб.
This book is written to answer those questions for a particular type of person; the person who has learned at some point in life not to spend all the money they worked so hard for. This book is for those who have saved and invested; those who have exercised discipline, and who therefore have accumulated a retirement nest egg. Whether that nest egg is small or large, they want to take the right steps to develop and implement a strategy—one that will provide them the maximum spendable dollars in their retirement years, as well as minimize taxes whenever possible.
Steve Booren Intelligent Investing. Your Guide to a Growing Retirement Income Steve Booren Intelligent Investing. Your Guide to a Growing Retirement Income Новинка

Steve Booren Intelligent Investing. Your Guide to a Growing Retirement Income

1327 руб.
How can you help shield yourself from a volatile stock market swings during retirement?Dividend investing!Many think that growing the value of an investment portfolio is most crucial to a comfortable retirement. While accumulating funds that grow before you reach retirement is essential, you also need a flow of income after you retire. Investing in solid companies that provide dividends regardless of the daily ups and downs of the market is essential to generating income during retirement.Intelligent Investing: Your Guide to a Growing Retirement Income will help you understand why and how to retire intelligently. The book will equip you with the knowledge you need to get started, as well as provide an investment strategy that is easy to follow.By investing intelligently, you can maintain your lifestyle in retirement by increasing your income. If you don’t grow your income, inflation will chip away at it over time, and you’ll slowly get poorer. Think about it: $10,000 in 1980 bought much more than that same $10,000 buys today. This book is for anyone who has been accumulating capital and financial assets throughout their career. You will learn why and how to Invest in companies that grow their dividends, providing you with income in your retirement, so you’re not spending the value of your portfolio. If you’re ready to learn how to have the retirement you deserve, this book is for you.Reviews for Intelligent Investing: Your Guide to a Growing Retirement Income by Steve Booren&...
Diane McCurdy How Much Is Enough? Balancing Today's Needs with Tomorrow's Retirement Goals Diane McCurdy How Much Is Enough? Balancing Today's Needs with Tomorrow's Retirement Goals Новинка

Diane McCurdy How Much Is Enough? Balancing Today's Needs with Tomorrow's Retirement Goals

1754.46 руб.
Questions concerning retirement savings abound, but the one question on everyone’s mind is, «How much is enough to provide for the type of retirement I want?» How Much Is Enough? provides the answer by helping readers build a customized plan. Author and financial planning expert Diane McCurdy clearly explains how to save on taxes and invest wisely, so that readers can find the money they need to reach their retirement goals. Readers will also learn how to comfortably work with financial advisors and manage the investments needed for retirement. Filled with in-depth insight and practical advice, How Much Is Enough? is a refreshing approach to defining retirement goals and building a personalized plan to reach them.
Moshe Milevsky A. The 7 Most Important Equations for Your Retirement. The Fascinating People and Ideas Behind Planning Your Retirement Income Moshe Milevsky A. The 7 Most Important Equations for Your Retirement. The Fascinating People and Ideas Behind Planning Your Retirement Income Новинка

Moshe Milevsky A. The 7 Most Important Equations for Your Retirement. The Fascinating People and Ideas Behind Planning Your Retirement Income

1798.42 руб.
The 800 years of scientific breakthroughs that will help salvage your retirement plans Physics, Chemistry, Astronomy, Biology; every field has its intellectual giants who made breakthrough discoveries that changed the course of history. What about the topic of retirement planning? Is it a science? Or is retirement income planning just a collection of rules-of-thumb, financial products and sales pitches? In The 7 Most Important Equations for Your Retirement…And the Stories Behind Them Moshe Milevsky argues that twenty first century retirement income planning is indeed a science and has its foundations in the work of great sages who made conceptual and controversial breakthroughs over the last eight centuries. In the book Milevsky highlights the work of seven scholars—summarized by seven equations—who shaped all modern retirement calculations. He tells the stories of Leonardo Fibonnaci the Italian businessman; Benjamin Gompertz the gentleman actuary; Edmund Halley the astronomer; Irving Fisher the stock jock; Paul Samuelson the economic guru; Solomon Heubner the insurance and marketing visionary, and Andrey Kolmogorov the Russian mathematical genius—all giants in their respective fields who collectively laid the foundations for modern retirement income planning. With baby boomers starting to hit retirement age, planning for retirement income has become a hot topic across the country Author Moshe Milevsky is an internationally-respected financial expert with the knowledge you need to assess whether you are ready to retire or not Presents an entertaining, informative narrative approach to financial planning Understanding the ideas behind these seven foundation equations—which Moshe Milevsky explains in a manner that everyone can appreciate—will help baby boomers better prepare for retirement. This is a book unlike anything you have ever read on retirement planning. Think Suze Orman meets Stephen Hawking. If you ever wondered what the point of all that high school mathematics was, Moshe Milevsky's answer is: So that you can figure out how to retire…while you can still enjoy your money.
Nell Smith Retire to the Life You Love. Practical Tools for Designing Your Meaningful Future Nell Smith Retire to the Life You Love. Practical Tools for Designing Your Meaningful Future Новинка

Nell Smith Retire to the Life You Love. Practical Tools for Designing Your Meaningful Future

1628 руб.
Nell Smith is the Creator and Founder of Retire to the Life You Design workshops and presentations. As a professional retirement planner and certified career development professional, she has inspired thousands of adults to plan their careers, find work, and prepare for a fulfilling retirement life. Now in her 70s, Nell embodies the Six Circles of Life framework while living in Calgary, Canada with her husband. Retire to the Life You Love invites you to embrace your future from the inside, out. Through its practical tools and real life examples, you gain clarity and confidence to be the unique individual you are and to do what is most important and joyful to you. This is a work of wisdom inspired by the author's more than 25 years of experience facilitating the career transitions of thousands of men and women. WHAT PEOPLE SAY ABOUT THIS BOOK: One of the most insightful and practical books I have encountered to help address the next chapter of one's life! Linda Berens, Understanding Yourself and Others: An Introduction to the 4 Temperaments A must read for anyone who is truly looking for a robust, all-encompassing, and fulfilling roadmap for their later years. Retirement is more than a money crunching exercise. Canadian Institute of Financial Planning Like a conversation with a life coach, Nell deftly guides you with examples, stories, and practical tools to show you the opportunities a long life can bring. Ken Dychtwald, Ph.D., Founder of Age Wave and Author, A New Pu...
Kazimoto Paluku Retirement Benefits and Socioeconomic Development Kazimoto Paluku Retirement Benefits and Socioeconomic Development Новинка

Kazimoto Paluku Retirement Benefits and Socioeconomic Development

6439 руб.
The retirement time kills more than hard work period ever does. Life style of retirees changes relatively with income. The small income the retirees get from their pensions are affected by the economic change and cost of living due to droughts that bring unexpected prevailing prices of goods and services. As income from employment comes to the end the retirees face new experience of life difficulty resulting into failure to meet normal life requirements as active employee. I know that you wish you could retire now, and looking for reasons of early retirement. Before that can become a reality, it's important to understand the imagination that you have in mind for the amount you will need to have accumulated after certain years of services, may be without having any other means of surviving. I know also that some of your people think that you are working and saving money so that they may receive a big inheritance after you have passed away. On my side I'm sorry, don't expect anything because it is so little even for my own family to survive. Therefore, I recommend you readers to reassess why you are doing what you are doing to reach your retirement age.
Ely Bates Rural Philosophy: Or, Reflections On Knowledge, Virtue and Happiness: Chiefly in Reference to a Life of Retirement in the Country . Ely Bates Rural Philosophy: Or, Reflections On Knowledge, Virtue and Happiness: Chiefly in Reference to a Life of Retirement in the Country . Новинка

Ely Bates Rural Philosophy: Or, Reflections On Knowledge, Virtue and Happiness: Chiefly in Reference to a Life of Retirement in the Country .

972 руб.
Эта книга — репринт оригинального издания, созданный на основе электронной копии высокого разрешения, которую очистили и обработали вручную, сохранив структуру и орфографию оригинального издания. Редкие, забытые и малоизвестные книги, изданные с петровских времен до наших дней, вновь доступны в виде печатных книг.
Derek Milne The Psychology of Retirement. Coping with the Transition from Work Derek Milne The Psychology of Retirement. Coping with the Transition from Work Новинка

Derek Milne The Psychology of Retirement. Coping with the Transition from Work

2633.69 руб.
The Psychology of Retirement is the first self-help guide to retirement based on highly proven psychological coping strategies. Provides the most comprehensive and coherent account of the challenges of retirement and the associated aging process Represents the culmination of over 30 years of clinical, teaching and research involvement in the main issues discussed within this book Draws systematically on applied scientific theories, accepted professional circles, which are interpreted and communicated by an applied scientist A constructive emphasis establishes the best possible coping strategies and perspectives
Mary E. Gould Paper Boats Mary E. Gould Paper Boats Новинка

Mary E. Gould Paper Boats

2739 руб.
I caught polio at University and landed completely immobile in a respirator. Recovering adequate respiration but still paralysed, I was enabled to become, first, an English lecturer and then to finish, in partial retirement, as a counsellor supervisor. Throughout my life I have become increasingly conscious of the reliability of God's love and guidance.
Ely Bates Rural philosophy, or, Reflections on knowledge, virtue, and happiness; chiefly in reference to a life of retirement in the country Ely Bates Rural philosophy, or, Reflections on knowledge, virtue, and happiness; chiefly in reference to a life of retirement in the country Новинка

Ely Bates Rural philosophy, or, Reflections on knowledge, virtue, and happiness; chiefly in reference to a life of retirement in the country

972 руб.
Эта книга — репринт оригинального издания, созданный на основе электронной копии высокого разрешения, которую очистили и обработали вручную, сохранив структуру и орфографию оригинального издания. Редкие, забытые и малоизвестные книги, изданные с петровских времен до наших дней, вновь доступны в виде печатных книг.
Serena Star-Leonard How to Retire in 12 Months. Turning Passion into Profit Serena Star-Leonard How to Retire in 12 Months. Turning Passion into Profit Новинка

Serena Star-Leonard How to Retire in 12 Months. Turning Passion into Profit

2064.85 руб.
Are you sick of working day after day for someone else, dreaming of what you'll do one day when you retire? Why wait until you're old to enjoy retirement? How would you like to retire in 12 months? Stop dreaming about a better life in the future – create one for yourself today! If you're serious about getting the most out of life and want to discover how you can use your passions to pay your bills, then How to Retire in 12 Months is the book for you. Author Serena Star-Leonard was handcuffed to a desk for years, working long hours in unfulfilling jobs. One day she stopped dreaming about a better life and created one for herself. She built an online business that allows her to work at something she truly loves, wherever and whenever she wants. Serena has redefined retirement and all it took was 12 months and a big dream. Inside this book you will discover how to: develop a low-maintenance income from your passion get out of the rat race and build the life you want retire in 12 months.
Lindley Murray The power of religion on the mind in retirement, affliction and at the approach of death Lindley Murray The power of religion on the mind in retirement, affliction and at the approach of death Новинка

Lindley Murray The power of religion on the mind in retirement, affliction and at the approach of death

0 руб.
Полный вариант заголовка: «The power of religion on the mind in retirement, affliction and at the approach of death : exemplified in the testimonies and experience of persons distinguished by their greatness, learning, or virtue / by Lindley Murray».
Diane Kennedy The Insider's Guide to Tax-Free Real Estate Investments. Retire Rich Using Your IRA Diane Kennedy The Insider's Guide to Tax-Free Real Estate Investments. Retire Rich Using Your IRA Новинка

Diane Kennedy The Insider's Guide to Tax-Free Real Estate Investments. Retire Rich Using Your IRA

1434.74 руб.
This guide from bestselling real estate authors de Roos and Kennedy shows you how to use tax-free retirement funds to invest in real estate. Using real estate IRAs, you can combine the tax benefits of retirement funds with the high rates of appreciation in the real estate market, growing your retirement investments by leaps and bounds. This handy book shows you how.
John C. Bogle The Bogleheads' Guide to Retirement Planning John C. Bogle The Bogleheads' Guide to Retirement Planning Новинка

John C. Bogle The Bogleheads' Guide to Retirement Planning

1129.01 руб.
The Bogleheads are back-with retirement planning advice for those who need it! Whatever your current financial situation, you must continue to strive for a viable retirement plan by finding the most effective ways to save, the best accounts to save in, and the right amount to save, as well as understanding how to insure against setbacks and handle the uncertainties of a shaky economy. Fortunately, the Bogleheads, a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, are here to help. Filled with valuable advice on a wide range of retirement planning issues, including some pearls of wisdom from Bogle himself, The Bogleheads' Guide to Retirement Planning has everything you need to succeed at this endeavor. Explains the different types of savings accounts and retirement plans Offers insights on managing and funding your retirement accounts Details efficient withdrawal strategies that could help you maintain a comfortable retirement lifestyle Addresses essential estate planning and gifting issues With The Bogleheads' Guide to Retirement Planning, you'll discover exactly what it takes to secure your financial future, today.
Emily Macpherson Retirement Compass. Personal Finance for the Life You Desire Emily Macpherson Retirement Compass. Personal Finance for the Life You Desire Новинка

Emily Macpherson Retirement Compass. Personal Finance for the Life You Desire

1877 руб.
Managing money is a necessary part of planning for retirement, but with the vast range of financial options available the choices can be overwhelming.Modern day society encourages us to pursue material possessions and financial success, but at the same time we have become disillusioned with the financial system and fallen out of love with our personal finances.Retirement Compass cuts through the jargon and complexity to provide a clear and inspiring foundation for identifying, designing and living the life you desire. This book helps those considering retirement to address:• Concerns over how much is ‘enough’ and knowing when they have it• Indecision and fear of taking the plunge• A lack of direction or focus• Fear of missed opportunities and that there is ‘no going back’

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Increase the odds you won't run out of money in retirement – using debt! Conventional wisdom is wrong – being debt free in retirement may actually increase your risk. The Value of Debt in Retirement teaches you how incorporating debt into your retirement strategy may increase your return, lower your taxes and actually lower your risk. You read that right. If handled correctly, debt—that thing we've all been taught to avoid—can play an integral role in your life, especially in retirement. New York Times Best Selling Author and nationally acclaimed financial expert Tom Anderson shows you how to use the time tested strategies of the best companies and the ultra rich to retire comfortably, minimize taxes, buy the things you have always wanted to have and do the things you have always wanted to do. Thought provoking and against the grain, Anderson explains why your risk tolerance doesn't matter, why being debt free may actually increase your risk and why rushing to pay off your mortgage may be a financial disaster. Full of shocking revelations and tricks high- net-worth individuals have used for years, The Value of Debt in Retirement opens the world to a new approach to wealth management in retirement, one that factors in both sides of the balance sheet as an integrated ecosystem. Real-world case studies illustrate how informed debt strategies can lead to a happier, healthier retirement. See how an individual with a net worth of more than $5 million can spend $20,000 per month – after taxes – and pay less than $5,000 per year in taxes, how it is possible to increase your rate of return by 50%, and how a lower risk portfolio with debt could increase the chances you do not run out of money. Specifically written to Baby Boomers, practical guides and checklists show how to use debt strategies to fund primary and secondary properties, refinance credit card debt, and finance hobbies, such as cars and boats and recreational vehicles. Additional guides show how you can help your children, help your parents and leave a bigger legacy for your heirs and favorite charities. Regardless of your net worth, The Value of Debt in Retirement provides tools to use to apply these concepts to your personal situation. There is no free lunch: the book delivers a balanced perspective focusing on the potential risks and benefits of the strategies discussed. A discussion on economic history highlights some of the shocks the economy may face and provides important warnings that you should factor into your retirement plan. Anderson not only shows that your life expectancy may be longer than you think, but also illustrates that many investors may be on track to average returns well under 4% for the next ten years – a potentially devastating combination. Irrespective of your beliefs about debt, The Value of Debt in Retirement proves risk is more important than return for retirees and provides suggestions on ways to minimize that risk. Not all debt is good and high levels of debt are bad. The Value of Debt in Retirement is about choosing the right debt, in the right amounts, at the right time. Perhaps most importantly, this book isn't for everybody. This book requires responsible actions. If you can't handle the responsibility associated with the ideas then this book then it isn't for you. If you need a rate of return under 3% from your investments then you may not need this book. But if you can handle the responsibility and if you need a return above 3%, this book may offer insights into the best (and potentially only) way to achieve your goals.
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