micro finance institutions linkages with sme village savings in ghana



Muhammad Salman Qureshi Managing Non-Repayment Risk Through Group-Based Lending in Mfis Muhammad Salman Qureshi Managing Non-Repayment Risk Through Group-Based Lending in Mfis Новинка

Muhammad Salman Qureshi Managing Non-Repayment Risk Through Group-Based Lending in Mfis

7964 руб.
To analyze how Micro Finance Institutions are managing their non-repayment risk by using Group-Based Lending approach, the deductive approach has been used in this study and the case study method is deployed. Khushhali Bank Limited, Pakistan has been taken for the subject Micro Finance Institutions. The four inter-related theories have been taken into consideration, namely Portfolio, Principal-Agent, Contract and Transaction Cost Theories, to have a detailed literature review about the threat of non-repayment risk through Group-Based Lending. The study chalked out a result that by combining diversified members in a group under Group-Based Lending approach, Micro Finance Institutions can able to minimize their non-repayment risk.
Chirkos Asmamaw Yigzaw Microfinance and Development of Small and Medium Size businesses Chirkos Asmamaw Yigzaw Microfinance and Development of Small and Medium Size businesses Новинка

Chirkos Asmamaw Yigzaw Microfinance and Development of Small and Medium Size businesses

8189 руб.
The informal financial institutions constitute; village banks, cooperative credit unions, state owned banks, and social venture capital funds to help the poor. These institutions are those that provide savings and credit services for small and medium size enterprises. They mobilize rural savings and have simple and straight forward procedures that originate from local cultures and are easily understood by the population . The creation of small and medium size enterprises generates employment but these enterprises are short live and consequently are bound to die after a short while causing those who gained job positions to lose them and even go poorer than how they were.There fore, targeting thesmall and medium size enterprises is found to be the major instrument for poverty reduction by creating jobs for the poor. The book presents all topics inrelation to micro finance and development of small and medium size enterprises in attractive and interesting manner. It helps to understand the impact of micro finance on the development of small and medium size enterprises.
Charles Nduka Challenges of Financing SME's In Nigeria Charles Nduka Challenges of Financing SME's In Nigeria Новинка

Charles Nduka Challenges of Financing SME's In Nigeria

3212 руб.
This study, Challenges of Financing Small and Medium Scale Enterprises (SMEs) in Nigeria was undertaken to find out the challenges that funding institutions encounter in their bid to extend credit facilities to the SME sub-sector of the in Nigerian economy. It is a general consensus that SMEs play a key role in transition and developing countries as they account for more than 90% of all firms outside the agricultural sector, constitute a major source of employment and generate significant domestic and export earnings. Studies however show that funding for small and medium enterprises (SMEs) has, for many years, been the bane of growth of this sector of the economy.Access to finance by SME has been a key topic of research by developmental finance organizations and current research in the developing world suggests that SMEs face greater obstacles to accessing finance than larger firms. The study thus identified the various challenges that funding institutions encounter in funding the SME sub-sector.
John Ackah, Sylvester Vuvor The challenges facing SMEs in accessing credit (loans) in Ghana John Ackah, Sylvester Vuvor The challenges facing SMEs in accessing credit (loans) in Ghana Новинка

John Ackah, Sylvester Vuvor The challenges facing SMEs in accessing credit (loans) in Ghana

9052 руб.
The Challenges facing Small and Medium Enterprises (SMEs) in Obtaining Credit in Ghana, highlights the issues facing Ghana's SMEs in their quest to accessing loans from financial institutions to undertake various business activities all in the name of creating jobs and the ultimate goal of helping to reduce poverty. There are financial institutions that are willing to provide credit facilities to SMEs but Ghanaian SMEs are not able to meet the requirements of these financial institutions even though they are really in need of the loan. Chief among the requirements demanded by these financial institutions is collateral. The nature of collateral in this part of the world is mostly landed property, which most SMEs cannot provide to cover the amount they really need. As a result, some of these SMEs settle for an amount far less than what they truly require to really drive their business agenda. This book thus takes a look at these challenges from the perspective of the Ghanaian SME operators.
Dilaka Lathapipat Micro....financing Dilaka Lathapipat Micro....financing Новинка

Dilaka Lathapipat Micro....financing

8377 руб.
Poverty reduction through redistribution of income among the populace is a major concern of most governments which employ varying methods to achieve its objective. Among the methods used by the present Thai government is that of funding loan schemes to make money available to help the financially weak in rural and low income urban communities. The declared aim is to provide subsidised credits to help essential rural micro-business projects or to ease vital personal consumption. This thesis describes the National Village and Urban Community Fund lender set up in September 2001 in the Pradit-Torakarn community in the Jatujak district of Bangkok and compares it in detail with an earlier savings-and-loan scheme - the Pradit-Torakarn Community Savings Group started by community members with minimal official assistance. The Savings Group succeeded in mobilising savings through high dividends paid to its members made possible by realistic loan pricing and prudent fund management. On the other hand, operational rules including concessionary interest rate of the Village Fund favoured the financially better off and well-connected members.
Bernard Bushe Determinants of Funding for SME Growth & Development in Botswana Bernard Bushe Determinants of Funding for SME Growth & Development in Botswana Новинка

Bernard Bushe Determinants of Funding for SME Growth & Development in Botswana

4983 руб.
This book critically reviews accessibility of funding by Small to Medium Enterprises as a means to the enhanced sustainability of SME development in Botswana. Lack of access to adequate funding is cited as a global impediment to SME growth and development. Research output that reviews the SME funding challenge in a comprehensive fashion with a view to providing a magic potion for the enhancement of SME growth & development is also scant. This book contributes to the bridging of this knowledge gap. Traditional methods of funding SMEs are herein critically reviewed and emerging funding models as a possible panacea to SME access to finance are also discussed while a hypothetical Whole Entrepreneurial Package Model (WEP) is finally proposed.
Melaku Tanku Gebremariam THE CHALLENGES OF DOMESTIC MICRO SAVINGS MOBILIZATION Melaku Tanku Gebremariam THE CHALLENGES OF DOMESTIC MICRO SAVINGS MOBILIZATION Новинка

Melaku Tanku Gebremariam THE CHALLENGES OF DOMESTIC MICRO SAVINGS MOBILIZATION

9339 руб.
Microfinance is considered as a viable tool that enables the poor to work to get out of poverty.For the poor,it can expand opportunities for enhancing income, make capable in terms of human capital, empower the disadvantage and it has various positive outcomes. In Ethiopia like any other developing countries, microfinance has become one of the major strategies for poverty reduction.Despite MFIs accepting as a strategy, most of MFIs tend to focus on credit services on specific groups of people and there by forgotten their savings mobilization role. This book, therefore, examines the regulatory framework within which Microfinance institutions operate, the challenges of domestic micro savings mobilization from the Clients and Microfinance institutions perspective. Based on the results of this book, therefore, policy implications are to be put forward which can help policy makers and experts working on the field. Moreover,the outcome of this book is supposed to lead the potential researchers in to the direction of the savings mobilization role of microfinance Institutions and consent MFIs to play their financial intermediation role so as to punch their poverty alleviation objective.
Vuyisani Moss Housing Finance Markets in Africa Vuyisani Moss Housing Finance Markets in Africa Новинка

Vuyisani Moss Housing Finance Markets in Africa

9189 руб.
This article mainly focuses on the overview of the African housing finance markets. The aim of the paper is to provide a review of housing finance systems in four different African countries; namely; South Africa, Ghana, Nigeria and Tanzania. Also, it reveals the generic nature and scope of housing finance in these economies. Further, in presenting the housing finance trends and developments in the four market economies, the article examines the extent of investment, the economic system and government role in providing shelter for low and moderate income households.
Abdulrahim Aminu The Accounting Framework of Islamic Finance in Nigeria Abdulrahim Aminu The Accounting Framework of Islamic Finance in Nigeria Новинка

Abdulrahim Aminu The Accounting Framework of Islamic Finance in Nigeria

8914 руб.
There had been a need to put in place a proper Islamic accounting framework, as it is vital for the Islamic institutions to adopt proper Islamic accounting standards. The article will highlight the concept and key principles of Islamic banking and finance; discuss the development of the conceptual Framework for accounting for Islamic Finance, some of the main issues in the accounting for Islamic modes of finance in accordance with Islamic Shari'a rules and principle and Basic assumptions and criteria for Islamic accounting
Syeda Habib Fahmida Fundamentals of Islamic Finance and Banking Syeda Habib Fahmida Fundamentals of Islamic Finance and Banking Новинка

Syeda Habib Fahmida Fundamentals of Islamic Finance and Banking

4307.1 руб.
A comprehensive and fully up-to-date introductory textbook to Islamic finance and banking Islamic finance and banking is being used increasingly globally – especially in the regions of Middle East and North Africa, South East and South Asia. To cater to the need of trained Islamic finance staff, a large number of Educational institutions are beginning to offer courses, majors and minors in Islamic finance and banking. The major challenge faced by these institutions are suitable textbooks for both undergrad and post-grad levels and especially with the relevant instructor resources (PPTs, test bank, practice activities and answer keys). Luckily, Fundamentals of Islamic Finance and Banking is here to cover the most important topics related to Islamic finance and banking (IF&B) that are relevant for students of business, finance and banking. Offers an historical background of Islamic finance Covers the principles of Sharia Law as pertinent to finance and banking Provides in-depth discussion of the six key Islamic banking products: Murabaha, Mudaraba, Musharaka, Ijara, Salam and Istisna Discusses the Islamic insurance (Takaful) Gives an overview of Islamic investment, especially Sukuks Concludes with the global standing of the Islamic Finance and Banking industry Would-be colleges and universities offering this subject as a course within their finance and/or banking program can’t be without this invaluable guide.
AICPA Depository and Lending Institutions- Banks and Savings Institutions, Credit Unions, Finance Companies, and Mortgage Compani AICPA Depository and Lending Institutions- Banks and Savings Institutions, Credit Unions, Finance Companies, and Mortgage Compani Новинка

AICPA Depository and Lending Institutions- Banks and Savings Institutions, Credit Unions, Finance Companies, and Mortgage Compani

6560.04 руб.
The 2018 edition of this financial institution industry standard resource offers clear and practical guidance of audit and accounting issues such as transfers and servicing, troubled debt restructurings, financing receivables and the allowance for loan losses, and fair value accounting. It also provides direction for institutions assessing their operations and internal controls for regulatory considerations as well as discussions on existing regulatory reporting matters.
Anna Wolff The grain banking model Anna Wolff The grain banking model Новинка

Anna Wolff The grain banking model

2852 руб.
Diploma Thesis from the year 2006 in the subject Economics - Case Scenarios, grade: 1,3, European University Viadrina Frankfurt (Oder) (Europa-Universität Viadrina / Reims Management School), language: English, abstract: The rural sector in development countries is characterized by high covariant risk, high client dispersion and lack of suitable collateral. These problems lead to high information asymmetry within the agricultural lending process. Because information is incomplete agricultural lending is costly. Consequently many micro finance institutions (MFIs) have concentrated their branches and activities in urban areas. Therefore scepticism is growing about their role in mobilising rural savings and offering rural lending services.Financial cooperatives demanding compulsory savings and enforcing group lending schemes are able to reduce information asymmetry and hence transaction costs of agricultural lending. Since the financial cooperative follows a minimalist approach, it does not offer non-financial services such as storage facilities, training in farming techniques or the treatment ofagricultural produce. In order to enhance clients' ability to utilize credit, and thereby to improve their repayment rates, an MFI should follow the integrated approach. The MFI with an integrated approach offers credit combined with non-financial services.The grain bank is seen as a financial institution which links products and services of the financial cooperative with those of th...
Srinivasan Kaliyaperumal An Analysis of Price Volatility, Trading Volume and Market Depth of Stock Futures Market in India Srinivasan Kaliyaperumal An Analysis of Price Volatility, Trading Volume and Market Depth of Stock Futures Market in India Новинка

Srinivasan Kaliyaperumal An Analysis of Price Volatility, Trading Volume and Market Depth of Stock Futures Market in India

6264 руб.
Project Report from the year 2010 in the subject Business economics - Investment and Finance, , course: Ph. D, language: English, abstract: Every modern economy is based on a sound financial system and acts as a monetary channel for productive purpose with effecting economic growth. It encourages saving habit by throwing open and plethora of instrument avenues suiting to the individuals requirements, mobilizing savings from households and other segments and allocating savings into productive usage such as trade, commerce, manufacture etc. Thus a financial system can also be understood as institutional arrangements, through which financial surpluses are mobilized from the units generating surplus income and transferring them to the others in need of them. In nutshell, financial market, financial assets, financial services and financial institutions constitute the financial system. The activities include exchange and holding of financial assets or instruments of different kinds of financial institutions, banks and other intermediaries of the market.Financial markets provide channels for allocation of savings to investment and provide variety of assets to savers in various forms in which the investors can park their funds. At the same time, financial market is one that integral part of the financial system which makes significant contribution to the countries' economic development. It establishes a link between the demand and supply of long-term capital funds. The economic s...
Yvonne Adwoa Botwe, Idongesit Williams Analysis of the Proposed Ghana Broadband Strategy Yvonne Adwoa Botwe, Idongesit Williams Analysis of the Proposed Ghana Broadband Strategy Новинка

Yvonne Adwoa Botwe, Idongesit Williams Analysis of the Proposed Ghana Broadband Strategy

4964 руб.
Master's Thesis from the year 2010 in the subject Communications - Media and Politics, Politic Communications, grade: B+, Aalborg University (Centre for Communications Media and Information Technology), course: Master in Information Communications Technology, language: English, abstract: This project studied the Ghana Broadband Strategy with the aim of evaluating the recommendations in the strategy side by side the broadband development in Ghana. The researchers conducted interviews both officially and unofficially with ICT stakeholders, made observations, studied Government publications and sourced information from the internet in order to find out the extent of broadband development in Ghana. A SWOT analysis is carried out to determine the strengths, weaknesses, opportunities and threat to the development of broadband market in Ghana. The facilitation, regulatory and market intervention policies recommended in the Ghana broadband policy is used to evaluate the broadband market to find out whether the strategy consolidates with the Strengths and opportunities of the market and whether it corrects the anomalies that necessitate the weaknesses and threats to the market. A comparative analysis is carried out with broadband strategies in other nations to consolidate the perceived omissions in the Ghana broadband Strategy.In our findings, the researchers saw the Ghana broadband Strategy to be a positive start towards developing a comprehensive broadband strategy for Ghana. Th...
E. Boon, A. Ahenkan, K. A. Domfeh Human and environmental health linkages in Ghana. A case study of Bibiani-Bekwai and Sefwi Wiawso Districts E. Boon, A. Ahenkan, K. A. Domfeh Human and environmental health linkages in Ghana. A case study of Bibiani-Bekwai and Sefwi Wiawso Districts Новинка

E. Boon, A. Ahenkan, K. A. Domfeh Human and environmental health linkages in Ghana. A case study of Bibiani-Bekwai and Sefwi Wiawso Districts

1514 руб.
Scientific Study from the year 2008 in the subject Environmental Sciences, grade: B, , 69 entries in the bibliography, language: English, abstract: Health, environment and poverty are closely interrelated and inseparable, particularly in developing countries. WHO estimates that environmental factors are the root cause of 25% of the total burden of disease worldwide and account for about 35% in sub-Saharan Africa (SSA). Effective environmental management is the key to avoiding a quarter of all preventable illnesses which are directly caused by environmental factors. In the Bibiani-Bekwai and Sefwi Wiawso Districts of the Western Region of Ghana, the environment has been altered by complex human induced factors, which have negatively impacted on the health of the population. This paper seeks to establish the major causes of environmental and human health degradation and whether there is a direct link between environmental degradation and human health in Bibiani-Bekwai and the Sefwi Wiawso Districts in the Western Region of Ghana. Four complementary approaches were used during the investigation: extensive literature review, consultations with key informants, the administration of questionnaires, and stakeholder consultations. The data was analyzed using SPSS to establish the linkages between environmental deterioration and human health in the two districts. The results clearly suggest that environmental degradation seriously affects human health in the two districts. 80% of the ...
Iris Claus A Collection of Surveys on Savings and Wealth Accumulation Iris Claus A Collection of Surveys on Savings and Wealth Accumulation Новинка

Iris Claus A Collection of Surveys on Savings and Wealth Accumulation

2116.77 руб.
In this collection of critical surveys the reader is provided with a range of up-to-date work from some of the leading scholars in the area, writing on private and public sector aspects of savings and wealth accumulation. A survey of savings and wealth accumulation which are important dimensions of research and policy debates Discusses the measurement of genuine savings and sustainability, the estimation of wealth inequality, and recent developments in consumer credit and defaults Evaluates the impact of student loans on financial well-being, people’s retirement decisions, and the impact of pension reform Considers the distribution of wealth across generations and the importance of accurately measuring government debt, the rise of sovereign wealth funds and Islamic banking and finance
Francois Longin Extreme Events in Finance. A Handbook of Extreme Value Theory and its Applications Francois Longin Extreme Events in Finance. A Handbook of Extreme Value Theory and its Applications Новинка

Francois Longin Extreme Events in Finance. A Handbook of Extreme Value Theory and its Applications

11620.18 руб.
A guide to the growing importance of extreme value risk theory, methods, and applications in the financial sector Presenting a uniquely accessible guide, Extreme Events in Finance: A Handbook of Extreme Value Theory and Its Applications features a combination of the theory, methods, and applications of extreme value theory (EVT) in finance and a practical understanding of market behavior including both ordinary and extraordinary conditions. Beginning with a fascinating history of EVTs and financial modeling, the handbook introduces the historical implications that resulted in the applications and then clearly examines the fundamental results of EVT in finance. After dealing with these theoretical results, the handbook focuses on the EVT methods critical for data analysis. Finally, the handbook features the practical applications and techniques and how these can be implemented in financial markets. Extreme Events in Finance: A Handbook of Extreme Value Theory and Its Applications includes: • Over 40 contributions from international experts in the areas of finance, statistics, economics, business, insurance, and risk management • Topical discussions on univariate and multivariate case extremes as well as regulation in financial markets • Extensive references in order to provide readers with resources for further study • Discussions on using R packages to compute the value of risk and related quantities The book is a valuable reference for practitioners in financial markets such as financial institutions, investment funds, and corporate treasuries, financial engineers, quantitative analysts, regulators, risk managers, large-scale consultancy groups, and insurers. Extreme Events in Finance: A Handbook of Extreme Value Theory and Its Applications is also a useful textbook for postgraduate courses on the methodology of EVTs in finance. François Longin, PhD, is Professor in the Department of Finance at ESSEC Business School, France. He has been working on the applications of extreme value theory to financial markets for many years, and his research has been applied by financial institutions in the risk management area including market, credit, and operational risks. His research works can be found in scientific journals such as The Journal of Finance. Dr. Longin is currently a financial consultant with expertise covering risk management for financial institutions and portfolio management for asset management firms.
Savings and Savings Institutions Savings and Savings Institutions Новинка

Savings and Savings Institutions

3227 руб.
Unlike some other reproductions of classic texts (1) We have not used OCR(Optical Character Recognition), as this leads to bad quality books with introduced typos. (2) In books where there are images such as portraits, maps, sketches etc We have endeavoured to keep the quality of these images, so they represent accurately the original artefact. Although occasionally there may be certain imperfections with these old texts, we feel they deserve to be made available for future generations to enjoy.
George Oreku The Impact of High Interest Rate to the Growth of Smes the Case Study Tanzanian Banks George Oreku The Impact of High Interest Rate to the Growth of Smes the Case Study Tanzanian Banks Новинка

George Oreku The Impact of High Interest Rate to the Growth of Smes the Case Study Tanzanian Banks

9189 руб.
This paper examines how higher interest rates in public micro-finance in Tanzania are affecting the growth of SMEs. We argue that these financial institutions can help in giving credit and loans to the SMEs and entrepreneurs for different project implementation and growth but yet the fact may arise out that many SMEs are unable to meet the tough Banks requirements and interest rates currently in place. We realized that even though the project might be, neither too productive, nor too unproductive, reducing such interest rate is inevitable, with the SMEs being involved in borrower selection only. We further, identified statistically the present credit delivery and status of access to these institutions, understanding of interest in loans and SMEs distribution in the country.
Baisie Emmanuel MESO-INSTITUTIONS AND ENDOGENOUS DEVELOPMENT IN GHANA Baisie Emmanuel MESO-INSTITUTIONS AND ENDOGENOUS DEVELOPMENT IN GHANA Новинка

Baisie Emmanuel MESO-INSTITUTIONS AND ENDOGENOUS DEVELOPMENT IN GHANA

9189 руб.
This book describes proactive local strategies adopted by a local authority in Ghana to transform its oil palm chain to turn around the fortunes of the local economy and injected dynamism to stimulate local economic development. The study reveals that meso-institutions such as sector-based and territorial ones were catalysts for the growth and development of SMEs. However, the use of sector-based institutions such as business associations to reach the SMEs led to the exclusion of a greater number of SMEs. It confirms that improved business environment; access to credit,BDS and membership of business associations correlate with higher productivity and strong enterprise performance. Micro-level enterprise strategies and meso-level interventions were not sufficient to transform SMEs. It stresses influences from the broader regulatory environment for the transformation of SMEs and even proper functioning of meso-institutions. It has been confirmed that the development of less endowed localities depends on their development potential and accessibility to markets. The study finds that these drivers govern the economic growth and development process and generate externalities
Stephen L. Nelson Quicken 2015 For Dummies Stephen L. Nelson Quicken 2015 For Dummies Новинка

Stephen L. Nelson Quicken 2015 For Dummies

1655.91 руб.
Take control of your personal finances with this popular, easy guide! Quicken is the country's most popular and highly recommended personal finance software, and with Quicken For Dummies, you can harness the power of this practical financial tool to manage bills, reconcile bank accounts, track investments, and much more! Personal finance expert and CPA Stephen L. Nelson lends his expertise to this accessible, easy-to-read guide, which has been fully updated to reflect the new features of Quicken available in its newest version. You can quickly learn how to use Quicken to record credit card transactions, track mortgages and other liabilities, minimize taxes, maximize savings, maintain detailed records, and build a solid foundation for creating better financial plans. Covers updated features in the newest version of the increasingly popular Quicken software Empowers readers to fight the bad habits and decisions that lead to large debts and minimal or nonexistent savings Demystifies the software's features for tracking everyday finances, managing investments, and evaluating the tax implications of financial decisions Offers invaluable advice and expertise from author Stephen L. Nelson, a recognized authority on personal finance Every step toward better finances is a step in the right direction. Let Quicken For Dummies start your journey toward increased savings, lowered debt, and a more secure financial future.
Sascha Huijsman The Impact of the Current Economic and Financial Crisis on Microfinance. Sascha Huijsman The Impact of the Current Economic and Financial Crisis on Microfinance. Новинка

Sascha Huijsman The Impact of the Current Economic and Financial Crisis on Microfinance.

2877 руб.
The recent global macroeconomic crisis creates an exceptionally interesting possibility to investigate the linkages of the microfinance sector to mainstream markets and its connections with domestic markets as well as international markets - a subject whose significance has increased in recent years due to the growing importance of microfinance as part of local financial systems of developing countries and with more and more involvement of commercial investors. Sascha Huijsman's book is one of the very few studies on this relationship. She provides a rigorous analysis of the impact of the financial crisis on microfinance institutions (MFIs) by using data from a worldwide survey with MFI managers and utilising monthly financial data of almost 60 MFIs. Although microfinance-specific characteristics, such as socially oriented, highly committed investors and the nature of microfinance enterprises, which typically operate in the informal sector, so far nourished the assumption that MFIs were isolated from the impact of fluctuations on mainstream markets, Huijsman's study convincingly shows that through different linkages microfinance is to a certain extent connected to formal market movements Interestingly, however, it turns out there are considerable differences between the impact on MFIs in different regions; especially MFIs in Eastern Europe have been affected. Moreover, MFIs offering savings services to their clients turned out to be more resilient to the crisis. Huijs...
Hamilton James Henry Savings and savings institutions Hamilton James Henry Savings and savings institutions Новинка

Hamilton James Henry Savings and savings institutions

1285 руб.
Эта книга — репринт оригинального издания, созданный на основе электронной копии высокого разрешения, которую очистили и обработали вручную, сохранив структуру и орфографию оригинального издания. Редкие, забытые и малоизвестные книги, изданные с петровских времен до наших дней, вновь доступны в виде печатных книг.
Tycho Press Personal Finance Simplified. The Step-By-Step Guide for Smart Money Management Tycho Press Personal Finance Simplified. The Step-By-Step Guide for Smart Money Management Новинка

Tycho Press Personal Finance Simplified. The Step-By-Step Guide for Smart Money Management

1214 руб.
Take charge of your money today with Personal Finance Simplified. By making smart personal finance choices now, you can build a solid foundation for your family and your future. Personal Finance Simplified will show you, step by step, how to understand your personal finance needs, plan for your future, and create a budget that will bring you security and peace of mind. With helpful tips for saving money in the short term and long term, and straight talk on how to manage your debt, savings, investments, and major purchases, Personal Finance Simplified can help you at every stage of your life, from graduating college, to changing careers, to growing your family, to retirement. Personal Finance Simplified will introduce you to the fundamentals of managing money, with: Easy guide to creating a personal budget 10 simple ways to reduce your spending 5 stages of getting out of debt 3 questions to help you get real about your personal finance options Tips on banking, buying a home, and filing taxes from the editors of Personal Finance Simplified Personal Finance Simplified will help you take control of your cash flow once and for all.
Thomas Eulenpesch Valuation approaches for corporate investments and takeovers with a focus on small and medium-sized enterprises (SME) Thomas Eulenpesch Valuation approaches for corporate investments and takeovers with a focus on small and medium-sized enterprises (SME) Новинка

Thomas Eulenpesch Valuation approaches for corporate investments and takeovers with a focus on small and medium-sized enterprises (SME)

1239 руб.
Business appraisals happen daily in enterprises listed on the stock exchange. However, there are many occasions where economists need to evaluate companies, such as in lending, in business investments, in the sale or transfer of companies or in tax reasons (estate duty).In this bachelor thesis, different methods will be presented and discussed. In view of limited financial resources and dynamically changing global market, companies must finance innovations and investment rationally and under the aspect of sustainability.In the increasing global competition and the associated need for internationalization, economists have developed different models over the last three decades. In this work, the focus is on the evaluation of SME. Here will be a special on function-oriented appraisal systems (such as the discounted cash flow method, etc.).
Anthony Saunders Credit Risk Measurement. New Approaches to Value at Risk and Other Paradigms Anthony Saunders Credit Risk Measurement. New Approaches to Value at Risk and Other Paradigms Новинка

Anthony Saunders Credit Risk Measurement. New Approaches to Value at Risk and Other Paradigms

7553.98 руб.
The most cutting-edge read on the pricing, modeling, and management of credit risk available The rise of credit risk measurement and the credit derivatives market started in the early 1990s and has grown ever since. For many professionals, understanding credit risk measurement as a discipline is now more important than ever. Credit Risk Measurement, Second Edition has been fully revised to reflect the latest thinking on credit risk measurement and to provide credit risk professionals with a solid understanding of the alternative approaches to credit risk measurement. This readable guide discusses the latest pricing, modeling, and management techniques available for dealing with credit risk. New chapters highlight the latest generation of credit risk measurement models, including a popular class known as intensity-based models. Credit Risk Measurement, Second Edition also analyzes significant changes in banking regulations that are impacting credit risk measurement at financial institutions. With fresh insights and updated information on the world of credit risk measurement, this book is a must-read reference for all credit risk professionals. Anthony Saunders (New York, NY) is the John M. Schiff Professor of Finance and Chair of the Department of Finance at the Stern School of Business at New York University. He holds positions on the Board of Academic Consultants of the Federal Reserve Board of Governors as well as the Council of Research Advisors for the Federal National Mortgage Association. He is the editor of the Journal of Banking and Finance and the Journal of Financial Markets, Instruments and Institutions. Linda Allen (New York, NY) is Professor of Finance at Baruch College and Adjunct Professor of Finance at the Stern School of Business at New York University. She also is author of Capital Markets and Institutions: A Global View (Wiley: 0471130494). Over the years, financial professionals around the world have looked to the Wiley Finance series and its wide array of bestselling books for the knowledge, insights, and techniques that are essential to success in financial markets. As the pace of change in financial markets and instruments quickens, Wiley Finance continues to respond. With critically acclaimed books by leading thinkers on value investing, risk management, asset allocation, and many other critical subjects, the Wiley Finance series provides the financial community with information they want. Written to provide professionals and individuals with the most current thinking from the best minds in the industry, it is no wonder that the Wiley Finance series is the first and last stop for financial professionals looking to increase their financial expertise.
John Boatright R. Finance Ethics. Critical Issues in Theory and Practice John Boatright R. Finance Ethics. Critical Issues in Theory and Practice Новинка

John Boatright R. Finance Ethics. Critical Issues in Theory and Practice

6957.62 руб.
A groundbreaking exploration of the critical ethical issues in financial theory and practice Compiled by volume editor John Boatright, Finance Ethics consists of contributions from scholars from many different finance disciplines. It covers key issues in financial markets, financial services, financial management, and finance theory, and includes chapters on market regulation, due diligence, reputational risk, insider trading, derivative contracts, hedge funds, mutual and pension funds, insurance, socially responsible investing, microfinance, earnings management, risk management, bankruptcy, executive compensation, hostile takeovers, and boards of directors. Special attention is given to fairness in markets and the delivery of financial services, and to the duties of fiduciaries and agents Rigorous analysis of the topics covered provides essential information and practical guidance for practitioners in finance as well as for students and academics with an interest in finance ethics Ethics in Finance skillfully explains the need for ethics in the personal conduct of finance professionals and the operation of financial markets and institutions.
H. Baker Kent Socially Responsible Finance and Investing. Financial Institutions, Corporations, Investors, and Activists H. Baker Kent Socially Responsible Finance and Investing. Financial Institutions, Corporations, Investors, and Activists Новинка

H. Baker Kent Socially Responsible Finance and Investing. Financial Institutions, Corporations, Investors, and Activists

6294.99 руб.
A detailed look at the role of social responsibility in finance and investing The concept of socially responsible finance and investing continues to grow, especially in the wake of one of the most devastating financial crises in history. This includes responsibility from the corporate side (corporate social responsibility) as well as the investor side (socially responsible investing) of the capital markets. Filled with in-depth insights and practical advice, Socially Responsible Finance and Investing offers an important basis of knowledge regarding both the theory and practice of this ever-evolving area of finance. As part of the Robert W. Kolb Series in Finance, this book showcases contributed chapters from professionals and academics with extensive expertise on this particular subject. It provides a comprehensive view of socially responsible foundations and their applications to finance and investing as determined by the current state of research. Discusses many important issues associated with socially responsible finance and investing, like moral hazard and the concept of «too big to fail» Contains contributed chapters from numerous thought-leaders in the field of finance Presents comprehensive coverage starting with the basics and bringing you through to cutting-edge, current theory and practice Now more than ever, we need to be mindful of the social responsibilities of all investment practices. The recent financial crisis and recession has changed the financial landscape for years to come and Socially Responsible Finance and Investing is a timely guide to help us navigate this difficult terrain.
Brian Kettell Islamic Finance in a Nutshell. A Guide for Non-Specialists Brian Kettell Islamic Finance in a Nutshell. A Guide for Non-Specialists Новинка

Brian Kettell Islamic Finance in a Nutshell. A Guide for Non-Specialists

2319.21 руб.
The recent turbulence in the global financial markets has drawn attention to an alternative system of financial intermediation: Islamic banking and finance, which has so far remained on the sidelines of the unrest. Islamic Finance in a Nutshell is a quick and easy guide to understanding the fundamentals of Islamic Finance and how the Islamic Financial markets work. Designed as a quick read for practitioners needing to pick up the basics of the industry, it will enable readers to understand the differences Islamic and Western finance. Starting with the rise of Islamic finance, the book highlights the key areas which practitioners need to grasp to understand the marketplace including financial statement analysis, Sharia’a law, making money in the absence of interest and regulation. The book also provides readers with a basic guide to Arab terminology and a guide to the top financial institutions within the Islamic markets. This is an ideal guide for anyone with an interest in how these financial markets work, but who do not want to be bogged down in complex and unnecessary terminology.
Atilla Yücel Islamic Finance Application in Turkey in Comparison with Other Countries. Developments and Current State of Sukuk Atilla Yücel Islamic Finance Application in Turkey in Comparison with Other Countries. Developments and Current State of Sukuk Новинка

Atilla Yücel Islamic Finance Application in Turkey in Comparison with Other Countries. Developments and Current State of Sukuk

1889 руб.
Seminar paper from the year 2012 in the subject Business economics - Investment and Finance, grade: 1,0, Istanbul Marmara University (Faculty of Economics and Administrative Sciences), course: Bank Funds Management, language: English, abstract: The Islamic finance industry has been on the rise with the Islamic banking sector growing throughout crises. Turkey's Islamic banking sector is said to have shown just a moderate growth compared to its actual potential and global developments. The country's Islamic banks are said to grow further depending on whether they're able to improve investments, and to find sources of mid- to long-term funding for their investment activities. In the Islamic finance industry Sukuk, a form of Shariah-compliant securitization, emerged as a viable form of finance for both sovereign and corporate entities that seek for Shariah-compliant long-term financing sources. Since the international breakthrough in 2001, Sukuk certificates have been increasingly issued in various jurisdictions throughout the Middle East and Asia, and in parts of the western world. The upward rise supposedly represents the need of Islamic financial institutions for longer-term funding sources to overcome their short-term liquidity constraints. This paper provides a comparative analysis (quantitative and qualitative) of developments and the current state of applications of Sukuk financing in Turkey and the global Islamic finance sector. Sukuk markets have surely becom...
Zamir Iqbal Intermediate Islamic Finance Zamir Iqbal Intermediate Islamic Finance Новинка

Zamir Iqbal Intermediate Islamic Finance

5963.67 руб.
Explore Islamic finance at a deeper level Intermediate Islamic Finance: Theory and Practice fills the gap for students and professionals who are already familiar with the fundamentals of Islamic finance, but would like to gain an enhanced understanding of Islamic finance theories and practices. This comprehensive text provides you with coverage of global developments and describes the role of Islamic finance within the global finance community to guide you in your understanding of this important aspect of the international financial landscape. The book references advance concepts and specific problems in the practice of Islamic finance, provides suggested further readings for each chapter, offers details of advanced analysis, and presents key data in visual form via graphs, figures, and tables. Profound changes have taken place in the financial landscape over the past few decades, including major innovations in financial instruments and substantial changes in regulation. With global financial markets becoming increasingly important players in the industry, it is critical that today's financial professionals understand the essence and implications of key Islamic finance theories and practices. Build upon your fundamental understanding of Islamic finance Explore some areas of convergence and conflict between Islamic finance and conventional finance Strengthen the harmony between Islamic and conventional finance theories and their applications Prepare for a well-rounded career in finance by better understanding how Islamic finance principles apply Intermediate Islamic Finance: Theory and Practice is an essential text for graduate and post-graduate finance students, economists, researchers, bankers, financial regulators, policymakers, and members of the business community who want to develop a deeper understanding of Islamic finance theories and practices.
Enoch Owusu Sekyere Ageing and Social Change Enoch Owusu Sekyere Ageing and Social Change Новинка

Enoch Owusu Sekyere Ageing and Social Change

4749 руб.
In this era of rapid demographic and social changes in Ghana, it becomes imperative to carry out a study to access how changes in social institutions such as the extended family system as a result of migration is impacting on the quality of life of the ever-growing older population in Ghana. This book therefore focuses on bringing to the fore the impact of rural-urban migration on the quality of life of older people in Ghana using Nsuta-Atonsu as a case study. A combination of Qualitative and quantitative research methodologies were used to delve into the following issues: whether or not migrant children continue to support older people in meeting their food, healthcare and housing needs; the informal social support systems available to older people in Ghana; the economic activities engaged in by the aged to support themselves; the existing government policies and programmes for the aged and finally, the factors responsible for rural to urban migration in Ghana.
AICPA Audit and Accounting Guide Depository and Lending Institutions. Banks and Savings Institutions, Credit Unions, Finance Companies, and Mortgage Companies AICPA Audit and Accounting Guide Depository and Lending Institutions. Banks and Savings Institutions, Credit Unions, Finance Companies, and Mortgage Companies Новинка

AICPA Audit and Accounting Guide Depository and Lending Institutions. Banks and Savings Institutions, Credit Unions, Finance Companies, and Mortgage Companies

7669.61 руб.
The 2017 edition of this industry standard resource offers clear and practical guidance of audit and accounting issues such as transfers and servicing, troubled debt restructurings, financing receivables and the allowance for loan losses, and fair value accounting. It also provides direction for institutions assessing their operations and internal controls for regulatory considerations as well as discussions on existing regulatory reporting matters. Updates include: SAS No. 132, The Auditor's Consideration of an Entity’s Ability to Continue as a Going Concern SSAE No. 18, Attestation Standards: Clarification and Recodification Note: FASB ASU No. 2016-13 will have a significant impact on the guide; however, incorporation of guidance will not occur until the 2018 or 2019 edition of the guide.
Jan-Hendrik Boerse Foreign Exchange and Disaster Risk Management in Microfinance Institutions Jan-Hendrik Boerse Foreign Exchange and Disaster Risk Management in Microfinance Institutions Новинка

Jan-Hendrik Boerse Foreign Exchange and Disaster Risk Management in Microfinance Institutions

6989 руб.
Master's Thesis from the year 2008 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 1,00, Wiesbaden University of Applied Sciences, course: International Finance, 69 entries in the bibliography, language: English, abstract: Microfinance Institutions (MFI) have left the role of altruistic instruments for donor-assistance and turned into profitable financial institutions and interesting investment opportunities for international financial investors.However, well-intentioned investments can dramatically increase a MFIs risk exposure and institutions without proper risk management can easily be forced into closure in the aftermath of environmental or economical distress.Moreover MFIs operate predominant in developing countries counting for 94% of all natural disasters worldwide and the vulnerability of their clients is exorbitant high due to their establishment in simple accommodation facilities and the strong dependence on agricultural business.Foreign exchange and disaster risks are considered to be two of the most jeopardising threats for MFIs characterised by close interrelations and ignored by the majority of institutions, investors and credit users.This work compiles a holistic risk management approach starting with the sound assessment of foreign exchange and disaster risks with the aid of modern tools such as hazard modelling and the value-at-risk model.Based on the institutions particular risk-bearing capacity different stra...
Amato Massimo The End of Finance Amato Massimo The End of Finance Новинка

Amato Massimo The End of Finance

5959.69 руб.
This new book by two distinguished Italian economists is a highly original contribution to our understanding of the origins and aftermath of the financial crisis. The authors show that the recent financial crisis cannot be understood simply as a malfunctioning in the subprime mortgage market: rather, it is rooted in a much more fundamental transformation, taking place over an extended time period, in the very nature of finance. The ‘end’ or purpose of finance is to be found in the social institutions by which the making and acceptance of promises of payment are made possible – that is, the creation and cancellation of debt contracts within a specified time frame. Amato and Fantacci argue that developments in the modern financial system by which debts are securitized has endangered this fundamental credit/debt structure. The illusion has been created that debts are universally liquid in the sense that they need not be redeemed but can be continually sold on in increasingly extensive global markets. What appears to have reduced the riskiness of default for individual agents has in fact increased the fragility of the system as a whole. The authors trace the origins of this profound transformation backwards in time, not just to the neoliberal reforms of the 1980s and 90s but to the birth of capitalist finance in the mercantile networks of the sixteenth and seventeenth centuries. This long historical perspective and deep analysis of the nature of finance enables the authors to tackle the challenges we face today in a fresh way – not simply by tinkering with existing mechanisms, but rather by asking the more profound question of how institutions might be devised in which finance could fulfil its essential functions.
Black Males in Postsecondary Education. Examining Their Experiences in Diverse Institutional Contexts Black Males in Postsecondary Education. Examining Their Experiences in Diverse Institutional Contexts Новинка

Black Males in Postsecondary Education. Examining Their Experiences in Diverse Institutional Contexts

6314 руб.
Black Males in Postsecondary Institutions: Examining their Experiences in Diverse InstitutionalContexts offers a comprehensive examination of the experiences of Black males in our nation'shigher education institutions. In recognizing the role of institutions in fostering distinctiveeducational experiences, this volume systematically explores the status, academic achievement,and educational realities of Black men within numerous institutional types (i.e., communitycolleges, For-profit colleges, Liberal arts colleges, historically Black colleges and universities,ivy league institutions, religious-affiliated institutions, private institutions, Hispanic-servinginstitutions, research intensive institutions, and predominately White institutions). In line with a core commitment towardstransformative change, chapter authors also provide recommendations for future research, policy, and practice aimed at fosteringenhanced personal, academic, and career outcomes for Black men in college.
Gregor Sahler Ship Financing in Germany. A possible Area of Application for Islamic Finance. Gregor Sahler Ship Financing in Germany. A possible Area of Application for Islamic Finance. Новинка

Gregor Sahler Ship Financing in Germany. A possible Area of Application for Islamic Finance.

4939 руб.
Master's Thesis from the year 2011 in the subject Business economics - Investment and Finance, grade: 1,3, University of Hamburg, language: English, abstract: The beginnings of modern Islamic finance date back to the 1970s when some financial institutions in Egypt and the Middle East started to offer interest-free financial services in order to comply with the rules laid down in the Sharia. Services, however, were not yet totally Sharia-compliant. Besides a lack of the necessary infrastructure and trained staff, a commonly accepted definition of what constitutes Sharia-compliance was missing. Even today, opinions differ widely if certain presumably Sharia-compliant financial products really deserve the branding. Nevertheless, a wide array of Islamic financial products ranging from home financing to insurance are nowadays available. Though the industry is currently managing Sharia-compliant assets of USD 895 billion, Islamic finance certainly must still be considered as niche market. However, globalization in general and the flow of funds into Muslim oil producing countries in particular could further strengthen the position of Islamic financial products. In comparison, the concept of joining forces to finance ships dates back to the 16th century. Only few could afford to individually provide all the funds needed to finance an entire vessel. Although financing schemes in the shipping industry have become more sophisticated over the centuries, the basic strategy to put the ...
Dimitar Vasilev Small and medium-sized enterprises in Bulgaria Dimitar Vasilev Small and medium-sized enterprises in Bulgaria Новинка

Dimitar Vasilev Small and medium-sized enterprises in Bulgaria

3152 руб.
Bachelor Thesis from the year 2009 in the subject Economics - Finance, grade: 1,7, Furtwangen University; Villingen-Schwenningen, language: English, abstract: In modern economic conditions, conducting business activity of any kind without availability of debt finance is improbable. The private sector in Bulgaria face the challenge of maintaining sufficient amount of capital to successfully satisfy both working and investment needs. Debt finance products offer an ideal way to satisfy those needs. Small- and medium-sized enterprises are main employment generator and key economic growth factor. They play primarily role in forming both GDP and Value Added of the country. However, SMEs have experienced a vast amount of economic and social problems. Main problems groups can be brought down to:- Inappropriate business environment for the development of SME (administrative, legal, poorly developed business consulting services and regional business centers etc.)- Insufficient financial assistanceSince capital markets in Bulgaria are still underdeveloped and alternative sources of finance are hardly present, bank loans/credit lines along with supplier/customer debt prove to be a primary source of capital for small- and medium- sized enterprises. In a bank-based financial system like Bulgaria, banking system is a key factor of economic growth with a major role in productivity, investment levels, innovation and expectation of entrepreneurs. All those factors explain the importance of the...
Frank Fabozzi J. Securities Finance. Securities Lending and Repurchase Agreements Frank Fabozzi J. Securities Finance. Securities Lending and Repurchase Agreements Новинка

Frank Fabozzi J. Securities Finance. Securities Lending and Repurchase Agreements

7951.56 руб.
In Securities Finance, editors Frank Fabozzi and Steven Mann assemble a group of prominent practitioners in the securities finance industry to provide readers with an enhanced understanding of the various arrangements in the securities finance market. Divided into three comprehensive parts—Securities Lending, Bond Financing via the Repo Market, and Equity Financing Alternatives to Securities Lending—this book covers a wide range of securities finance issues, including alternative routes to the securities lending market, evaluating risks in securities lending transactions, U.S. and European repo markets, dollar rolls and their impact on MBS valuation and strategies, derivatives for financing equity positions and equity repos, and more. Filled with in-depth insight and expert advice, Securities Finance contains the information readers need to succeed in this rapidly expanding market.
Russell Payne Morris Telford.s Salopian Odyssey Russell Payne Morris Telford.s Salopian Odyssey Новинка

Russell Payne Morris Telford.s Salopian Odyssey

2714 руб.
The official book of the BBC Shropshire blog. A thirty three year old man, obsessed with Bingo, stationary and Countdown, living with his Mother in a small village. He decides to quite his job, take his life savings and embark on a worldwide quest to convince everybody outside Shropshire that if they lived life like the people in his village do they would be much happier. It sounds naive, but he managed to get quite a following and now a big chunk of China, a little bit of Amsterdam, an all-girl Australian Beatles tribute band and a Dutch chapter of the Hells Angels all see Morris Telford as the man with the answers. Will you?
Kevin K. Gaines American Africans in Ghana. Black Expatriates and the Civil Rights Era Kevin K. Gaines American Africans in Ghana. Black Expatriates and the Civil Rights Era Новинка

Kevin K. Gaines American Africans in Ghana. Black Expatriates and the Civil Rights Era

4452 руб.
In 1957 Ghana became one of the first sub-Saharan African nations to gain independence from colonial rule. Over the next decade, hundreds of African Americans--including Martin Luther King Jr., George Padmore, Malcolm X, Maya Angelou, Richard Wright, Pauli Murray, and Muhammad Ali--visited or settled in Ghana. Kevin K. Gaines explains what attracted these Americans to Ghana and how their new community was shaped by the convergence of the Cold War, the rise of the U.S. civil rights movement, and the decolonization of Africa. Kwame Nkrumah, Ghana's president, posed a direct challenge to U.S. hegemony by promoting a vision of African liberation, continental unity, and West Indian federation. Although the number of African American expatriates in Ghana was small, in espousing a transnational American citizenship defined by solidarities with African peoples, these activists along with their allies in the United States waged a fundamental, if largely forgotten, struggle over the meaning and content of the cornerstone of American citizenship--the right to vote--conferred on African Americans by civil rights reform legislation.
Ayse Evrensel International Finance For Dummies Ayse Evrensel International Finance For Dummies Новинка

Ayse Evrensel International Finance For Dummies

1788.44 руб.
Want to get the most out of your International Finance course? Nowadays the value of daily foreign exchange trading is more than one hundred times the value of annual international trade in goods and services. As result of the great importance of international financial transactions, the subject of international finance continues to develop as fast as—or faster than—any other field in economics and finance. International Finance For Dummies sheds light on this increasingly important subject for the growing number of students required to take this course. If you're an undergraduate or MBA student enrolled in an international finance course, this hands-on, friendly guide gives you everything you need to succeed. Plus, it includes up-to-date information on the latest changes to International Finance Reporting Standards, its impact on a company's overall finances, and the various currencies and institutions available worldwide. Serves as an excellent supplement to your international finance texts Provides easy-to-understand explanations of complex material Brings you up-to-speed on the concepts and subject matter you need to know International Finance For Dummies is your ticket to scoring your highest in your international finance course.
Princewill Egwuasi School Environment in Nigeria, Ghana and the Philippines Princewill Egwuasi School Environment in Nigeria, Ghana and the Philippines Новинка

Princewill Egwuasi School Environment in Nigeria, Ghana and the Philippines

3389 руб.
This publication on School Environment in Nigeria, Ghana, and the Philippines is a continuation of our maiden publication published in 2015. The inclusion of Ghana in this edition is a conviction of the strategic position of the country’s educational system not only as a fast and dynamic developing economy in the African continent, but also one with an enviable educational culture. The articles in this edition are grouped under quality assurance, higher education, management, business, library, information and communications technology, special education, internationalization, and science issues with a view of proffering solutions, suggestions, and recommendations to several questions that may have risen over time in the academia.
John Kuada, Robert Hinson Service Marketing in Ghana. A Customer Relationship Management Approach John Kuada, Robert Hinson Service Marketing in Ghana. A Customer Relationship Management Approach Новинка

John Kuada, Robert Hinson Service Marketing in Ghana. A Customer Relationship Management Approach

2889 руб.
Service Marketing in Ghana focuses on important service and customer management themes like the nature of services and their marketing challenges, challenges to the attainment of customer-oriented business cultures in Ghana, the building of business-to-business relationships, development of service marketing strategies; as well as knowing, assessing and managing your customers. The book provides important tips on raising the customer orientation culture of all businesses operating in Ghana. The book is written for junior, mid-level and senior management personnel across all organisations and business associations in Ghana; and Africa. It is also written for students who aspire to be practising managers one day. It is a must read and is especially highly recommended for professionals in diverse sectors aspiring to become service champions. Sectors that are likely to benefit from the book include the NGO community, banking, ICT, education, engineering, hospitality, manufacturing, health, public administration, public sector, insurance, aviation, microfinance, shipping, postal and courier services. Service Marketing in Ghana, a maiden publication of the Centre for Sustainability and Enterprise Development at the University of Ghana Business School, is jointly published with Adonis & Abbey Publishers (London).
Amit Kumar Dwivedi,Nivedita T. Dwivedi and Harnam Singh Indian Village: A Socioeconomic Study Amit Kumar Dwivedi,Nivedita T. Dwivedi and Harnam Singh Indian Village: A Socioeconomic Study Новинка

Amit Kumar Dwivedi,Nivedita T. Dwivedi and Harnam Singh Indian Village: A Socioeconomic Study

4749 руб.
Approximately 500,000 villages and over 1.2 billion people, India has agriculture as the basic occupation. In reality, Indian village life is a mixture of tranquility and innocence and that is far simple and easy to live. The villages of India are connected through a variety of essential linkages with other villages and with urban areas both near and far. Most villages are characterized by multiplicity of economic, caste, similarity, occupational and even religious groups link vertically within each settlement. Factionalism is a typical feature of village politics. In one of the first of the modern anthropological studies of Indian village life, anthropologist Oscar Lewis called this complexity “rural cosmopolitanism”. Access to wealth and power varies significantly and vast differences in socioeconomic status are evident everywhere. The poor and the wealthy live side by side in urban and rural areas. Current book has covered a judicious mix of social and economic facts of Indian villages. This book analyzed the state of rural families in the context of their household income and essential expenditure.
Prosper Bazaanah, John Victor Mensah Decentralisation,Revenue Mobilisation and Development in Ghana Prosper Bazaanah, John Victor Mensah Decentralisation,Revenue Mobilisation and Development in Ghana Новинка

Prosper Bazaanah, John Victor Mensah Decentralisation,Revenue Mobilisation and Development in Ghana

5787 руб.
The book examines the fiscal decentralisation policy in Ghana and explores opportunities for generating resources locally for development. Gomoa West District, a sub-national government structure in the Central Region of Ghana, was used as the social laboratory. The book shows that some districts in Ghana are financially under resourced and overly depend on central government transfers which is often erratic and fraught with managerial problems.Opportunities exists in such districts for expanding tax coverage and generating revenue locally.However some of the districts are faced with problems of revenue administration including logistics, personnel,low motivation and revenue leagues. Concerted effort is needed in areas of tax administration,capacity building,law enforcement and review of indicators in the formula for allocating the District Assemblies Common Fund (DACF)to the districts in Ghana.Such review should be pro-poor based and geared towards addressing development gaps among the districts in Ghana, particularly development needs of resource-poor districts including the Gomoa West District.The book is recommended for everybody interested in local governments financing.
David Baime S. Community College Finance. A Guide for Institutional Leaders David Baime S. Community College Finance. A Guide for Institutional Leaders Новинка

David Baime S. Community College Finance. A Guide for Institutional Leaders

3486.79 руб.
Smart financial management means more students served Community College Finance provides an introduction to best practices for community college leaders and their boards, with guidance on the complex regulations, processes, and considerations surrounding the financial management of these unique institutions. As community colleges continue to increase in importance, this book provides non-technical yet extensive information to guide current and future leaders toward the establishment of effective processes to secure and maintain the funding that is so crucial to the education and future of millions of students nationwide. Readers will gain insight into the background and foundation of community college finance and learn the essentials of practice in today's economic and political climate. The discussion covers student financial aid, tuition, budgeting, and more, and explores the future of federal policy and what it means for the institutions that play such a critical role in the nation's educational system. Over eight million students attend more than a thousand community colleges in the United States today, and those colleges are now facing the retirement of their founding generation of leadership. Meanwhile, the balance between traditional funding sources is shifting as new models and approaches are being implemented, and comprehensive, guiding resources are lacking. This book fills that need with expert insight reflecting current realities and a true understanding of the challenges community colleges face. Readers will: Delve into factors affecting funding and the cost of attendance Develop a budgeting style and process that serves the institution Learn to manage fiscal crises effectively without reducing standards Consider the future of federal policy and how it will affect budgeting At a time when a difficult economy raises questions about the value of higher education, the value that community colleges offer becomes ever more clear. Community College Finance provides the guidance leaders need to help their institutions flourish.
Abbas Mirakhor Introductory Mathematics and Statistics for Islamic Finance Abbas Mirakhor Introductory Mathematics and Statistics for Islamic Finance Новинка

Abbas Mirakhor Introductory Mathematics and Statistics for Islamic Finance

3309.84 руб.
A unique primer on quantitative methods as applied to Islamic finance Introductory Mathematics and Statistics for Islamic Finance + Website is a comprehensive guide to quantitative methods, specifically as applied within the realm of Islamic finance. With applications based on research, the book provides readers with the working knowledge of math and statistics required to understand Islamic finance theory and practice. The numerous worked examples give students with various backgrounds a uniform set of common tools for studying Islamic finance. The in-depth study of finance requires a strong foundation in quantitative methods. Without a good grasp of math, probability, and statistics, published theoretical and applied works in Islamic finance remain out of reach. Unlike a typical math text, this book guides students through only the methods that directly apply to Islamic finance, without wasting time on irrelevant techniques. Each chapter contains a detailed explanation of the topic at hand, followed by an example based on real situations encountered in Islamic finance. Topics include: Algebra and matrices Calculus and differential equations Probability theory Statistics Written by leading experts on the subject, the book serves as a useful primer on the analysis methods and techniques students will encounter in published research, as well as day-to-day operations in finance. Anyone aspiring to be successful in Islamic finance needs these skills, and Introductory Mathematics and Statistics for Islamic Finance + Website is a clear, concise, and highly relevant guide.
Michael Taillard Corporate Finance For Dummies Michael Taillard Corporate Finance For Dummies Новинка

Michael Taillard Corporate Finance For Dummies

1788.44 руб.
Score your highest in corporate finance The math, formulas, and problems associated with corporate finance can be daunting to the uninitiated. Corporate Finance For Dummies introduces you to the practices of determining an operating budget, calculating future cash flow, and scenario analysis in a friendly, un-intimidating way that makes comprehension easy. Corporate Finance For Dummies covers everything you'll encounter in a course on corporate finance, including accounting statements, cash flow, raising and managing capital, choosing investments; managing risk; determining dividends; mergers and acquisitions; and valuation. Serves as an excellent resource to supplement coursework related to corporate finance Gives you the tools and advice you need to understand corporate finance principles and strategies Provides information on the risks and rewards associated with corporate finance and lending With easy-to-understand explanations and examples, Corporate Finance For Dummies is a helpful study guide to accompany your coursework, explaining the tough stuff in a way you can understand.
Brian Kettell The Islamic Banking and Finance Workbook. Step-by-Step Exercises to help you Master the Fundamentals of Islamic Banking and Finance Brian Kettell The Islamic Banking and Finance Workbook. Step-by-Step Exercises to help you Master the Fundamentals of Islamic Banking and Finance Новинка

Brian Kettell The Islamic Banking and Finance Workbook. Step-by-Step Exercises to help you Master the Fundamentals of Islamic Banking and Finance

3313.15 руб.
The ongoing turbulence in the global financial markets has drawn attention to an alternative system of financial intermediation: Islamic banking and finance. This is now one of the fastest growing sectors within the market place and has, so far, remained on the sidelines of this unrest. Since the inception of Islamic banking thirty years ago the number and reach of Islamic financial institutions worldwide has risen significantly. Institutions offering Islamic financial services constitute a significant and growing share of the financial system in several countries, and market participants everywhere are joining the race to study and be a part of this emerging financial system. The Islamic Banking and Finance Workbook is a one-of-a-kind workbook on the topic, enabling readers to test their understanding of Islamic banking and finance concepts. Although suitable as a standalone learning tool, the book is designed to test the information covered in the companion book, Introduction to Islamic Finance and Banking, and covers the fundamentals of Sharia'a law, the Islamic contracts interpretations and definitions, Murabaha, Mudaraba, Musharaka, Istisna'a, Salam and Ijara modes of finance, Takaful and much more. Emphasis is placed on mini case studies, multiple choice questions and tests of the basic concepts. It also includes a full answer key and brief chapter summaries, as well as learning objectives. The Islamic Banking and Finance Workbook is an essential learning tool for students and practitioners who want to test their knowledge of the rapidly growing world of Islamic banking and finance.
Jean Samuragwa The contribution of Financial Institutions in Promoting Private Investments in Rwanda Jean Samuragwa The contribution of Financial Institutions in Promoting Private Investments in Rwanda Новинка

Jean Samuragwa The contribution of Financial Institutions in Promoting Private Investments in Rwanda

4514 руб.
Bachelor Thesis from the year 2014 in the subject Economics - Finance, University of Rwanda, language: English, abstract: Financial institution development in Rwanda is one of the approaches that the government has focused its attention in recent years in pursuit of its long term vision of providing sustainable financial services to majority of Rwandan population for investment. The study was therefore set to examine the contribution of financial institutions in promoting private investments in Rwanda.The study objectives were: To examine the strategies used by KCB in promoting private investments in Rwanda, examine the financial services KCB extends to private investors in Rwanda and the challenges Investors faces in accessing credit from KCB. To achieve the set objectives, the study collected Primary data from 2 business promotion senior managers, 6 employees and 91 customers from KCB. The study adopted descriptive and statistical approaches in processing data and Special Program for Social Studies (SPSS) computer program was employed in data analysis.The study findings found out the strategies used by KCB in promoting private investments in Rwanda and included among others; savings mobilization, provision of cheap medium of exchange, remittance of funds, provision of agency services and collection of statistics. The study also identified the financial services KCB extends to private investors in Rwanda which included; overdraft facilities, cash credit, discounting bills of...
Mehmet Cosgun The Islamic Finance Mehmet Cosgun The Islamic Finance Новинка

Mehmet Cosgun The Islamic Finance

5427 руб.
Doctoral Thesis / Dissertation from the year 2014 in the subject Economics - Finance, grade: Succesful Defense, Mendel University (Economics), course: International Management, language: English, abstract: This work analyzes whether in recent years Islamic financial developments apply globally, for example to Germany. The author is interested in the reality of Islamic finance and its potential existence in non-Muslim environments. In much of the extant literature, studies consider a theoretical model such as: "The stability of Islamic finance". The authors in these studies tend to focus on global Islamic banks. In the present study, the Author wants to examine the situation for a specific non-Muslim country like Germany. The second focus is to find out whether there is a relationship between the number of Muslims in Germany and the need for Islamic financial products. A detailed view of market entry and critical key indicators are analysed. The current laws and their handling by Islamic banks will additionally be examined. To complete this research, a comparison with a country with more real market experiences in the field of Islamic finance, such as Turkey, will be undertaken.Are there certain Islamic, Jewish, Christian Practices and Aims for Business?With this background, starting from the year 2000, the author observed and investigated economics sources. Here, the concrete issue of Islamic finance became more and more compelling. The development of Islamic finance ...
Reimmer Ferdinand Women and Democracy in Developing World Reimmer Ferdinand Women and Democracy in Developing World Новинка

Reimmer Ferdinand Women and Democracy in Developing World

8239 руб.
Gender inequality in most democratic countries in the world including Ghana has been a major setback to development. For instance, scholars have postulated on practical ideals and measures that countries could apply to close the gender gap if not completely eradicate women under-representation existing in most countries including Ghana. Ironically, Ghana's population is made up of over 52% females but has less than 10% of females occupying political and economic positions within the country. This study "Women and Democracy in Ghana" analyzes the existing scholarly debate and discussions about the cultural and institutional causes for the under-representation of women within its political system. In effect, the book provides systematic evidence on the under-representation of women in Ghana's parliament from independence in 1957 to the current legislature elected in December of 2008. Also included in the book is the tabular representation of women in Ghana's parliament from 1957 to present. The research reveals that the under-representation of women within the political system has contributed in undermining Ghana's democratic regime.
Simon Ngunjiri Financing Micro Enterprises for Sustainable Development Simon Ngunjiri Financing Micro Enterprises for Sustainable Development Новинка

Simon Ngunjiri Financing Micro Enterprises for Sustainable Development

4017 руб.
This book examines the challenges faced by micro and small enterprises (MSEs) in Kenya. It specifically focuses on the financial challenges the businesses encounter in their daily operations. Financial options available for the MSEs, reliability and the efficiency with which the finance is utilized by the entrepreneurs is assessed. The author observes that most of the MSEs in Kenya depend on informal sources for their finance and that such finance is not only unreliable but also inadequate. He posits that the available formal sources are either too expensive for the businessmen or not well publicised for the businessmen to have adequate information about them. He thus observes that the main problem is not availability of the finance from the formal sources but their accessibility to the business owners. The personalized nature of the businesses brings about the problem of allocation of resources between the owners’ personal needs and those of the business. Consequently, he recommends the establishment of financial options focused on the small and micro enterprises as well as follow-up by financiers to ensure appropriate utilization of funds.
Asante Emmanuel, Dogbe Joslin, Awuah Albert Socioeconomic Impact of Disability on Caretakers in Ghana Asante Emmanuel, Dogbe Joslin, Awuah Albert Socioeconomic Impact of Disability on Caretakers in Ghana Новинка

Asante Emmanuel, Dogbe Joslin, Awuah Albert Socioeconomic Impact of Disability on Caretakers in Ghana

5477 руб.
Disability may lead to the worsening of social and economic well-being particularly in a third world country like Ghana. Persons with disability are more likely to be unemployed and generally earn less even when employed and be very dependent on caregivers. This book is written to provide awareness and advocacy on the plights and needs of caretakers of persons with disability in a third world country.
Kingsley Awuku, B. Cobblah, G. Anim Designing a network infrastructure to support a research and educational network using GTUC and University of Ghana Kingsley Awuku, B. Cobblah, G. Anim Designing a network infrastructure to support a research and educational network using GTUC and University of Ghana Новинка

Kingsley Awuku, B. Cobblah, G. Anim Designing a network infrastructure to support a research and educational network using GTUC and University of Ghana

4002 руб.
Master's Thesis from the year 2011 in the subject Computer Science - Commercial Information Technology, Aalborg University (Aalborg University), course: Network Technologies, language: English, abstract: This project is aimed at designing an appropriate network infrastructure in Ghana to support research and educational network using Ghana Telecom University College (GTUC) and University of Ghana (UG).An overview of what RENs are generally about and a study of existing RENs in developed countries where considered to gain insight into REN infrastructure, their organizations and operations. Further technologies employed in RENs were also looked at with emphasis on technologies employed in the Core and Access Networks of REN. Technologies such SONET/SDH, MPLS, ATM and it application were also delved into in this project.Intended users and stakeholders where identified and their requirements analyzed to determine the best technology needed to support their needs of an appropriate REN.Finally the design of an appropriate and scalable for GTUC and UG is proposed in this report with careful consideration of the cost model, ownership options and organizational structure appropriate for the development of a sustainable REN in Ghana
Tariq Alrifai Islamic Finance and the New Financial System. An Ethical Approach to Preventing Future Financial Crises Tariq Alrifai Islamic Finance and the New Financial System. An Ethical Approach to Preventing Future Financial Crises Новинка

Tariq Alrifai Islamic Finance and the New Financial System. An Ethical Approach to Preventing Future Financial Crises

4638.41 руб.
Can Islamic finance save the global system? Islamic Finance and the New Financial System describes how the adoption of Islamic finance principles in future regulatory decisions could help prevent future shocks in the global financial system. Using illustrations and examples to highlight key points in recent history, this book discusses the causes of financial crises, why they are becoming more frequent and increasingly severe, and how the new financial system will incorporate elements of Islamic finance – whether deliberately or not. With an introspective look at the system and an examination of the misconceptions and deficiencies in theory vs. practice, readers will learn why Islamic finance has not been as influential as it should be on the larger global system. Solutions to these crises are thoroughly detailed, and the author puts forth a compelling argument about what can be expected in the future. Despite international intervention and global policy changes, the financial system remains in a fragile state. There is an argument to be made about integrating Islamic finance into the new system to facilitate stronger resilience, and this book explains the nuts and bolts of the idea while providing the reader with a general understanding of Islamic finance. Understand the key principles of Islamic finance Examine the history of the current financial system Discover how Islamic finance can help build a new debt-free economy Learn how Islamic finance theory doesn't always dictate practice Although Islamic finance is a growing market, it is still a foreign concept to many. Those within the Islamic finance circles wonder why the system has yet to gain broader appeal despite its ability to create a strong and well-balanced economy. Islamic Finance and the New Financial System provides clever analysis and historical background to put the issues into perspective.
Держатель картриджа Tonar SME Headshell Black (1 шт.) Держатель картриджа Tonar SME Headshell Black (1 шт.) Новинка

Держатель картриджа Tonar SME Headshell Black (1 шт.)

2414 руб.
Универсальный легковесный держатель картриджей типа ОМ (аналог SME).
Держатель картриджа Tonar SME Headshell Silver (1 шт.) Держатель картриджа Tonar SME Headshell Silver (1 шт.) Новинка

Держатель картриджа Tonar SME Headshell Silver (1 шт.)

2414 руб.
Универсальный легковесный держатель картриджей типа ОМ (аналог SME).
Hussain Rai Imtiaz The Hidden Truth of Non Performing Loans in Microfinance Hussain Rai Imtiaz The Hidden Truth of Non Performing Loans in Microfinance Новинка

Hussain Rai Imtiaz The Hidden Truth of Non Performing Loans in Microfinance

8652 руб.
The Hidden Truth about Non-Performing Loans is an attempt to discover the realities and reasons of default in micro-finance sector of the world and especially Pakistan. The book covers both aspects of micro-finance and discusses the causes of defaults from Borrower's end as well as credit officer's end who had actually disbursed the micro credit to the default customer in very narrative and easy approach. The author had practical experience in this field so he had expressed his views to show the actual picture of this sector.

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The most cutting-edge read on the pricing, modeling, and management of credit risk available The rise of credit risk measurement and the credit derivatives market started in the early 1990s and has grown ever since. For many professionals, understanding credit risk measurement as a discipline is now more important than ever. Credit Risk Measurement, Second Edition has been fully revised to reflect the latest thinking on credit risk measurement and to provide credit risk professionals with a solid understanding of the alternative approaches to credit risk measurement. This readable guide discusses the latest pricing, modeling, and management techniques available for dealing with credit risk. New chapters highlight the latest generation of credit risk measurement models, including a popular class known as intensity-based models. Credit Risk Measurement, Second Edition also analyzes significant changes in banking regulations that are impacting credit risk measurement at financial institutions. With fresh insights and updated information on the world of credit risk measurement, this book is a must-read reference for all credit risk professionals. Anthony Saunders (New York, NY) is the John M. Schiff Professor of Finance and Chair of the Department of Finance at the Stern School of Business at New York University. He holds positions on the Board of Academic Consultants of the Federal Reserve Board of Governors as well as the Council of Research Advisors for the Federal National Mortgage Association. He is the editor of the Journal of Banking and Finance and the Journal of Financial Markets, Instruments and Institutions. Linda Allen (New York, NY) is Professor of Finance at Baruch College and Adjunct Professor of Finance at the Stern School of Business at New York University. She also is author of Capital Markets and Institutions: A Global View (Wiley: 0471130494). Over the years, financial professionals around the world have looked to the Wiley Finance series and its wide array of bestselling books for the knowledge, insights, and techniques that are essential to success in financial markets. As the pace of change in financial markets and instruments quickens, Wiley Finance continues to respond. With critically acclaimed books by leading thinkers on value investing, risk management, asset allocation, and many other critical subjects, the Wiley Finance series provides the financial community with information they want. Written to provide professionals and individuals with the most current thinking from the best minds in the industry, it is no wonder that the Wiley Finance series is the first and last stop for financial professionals looking to increase their financial expertise.
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