the borrowers



Mingyuan Zhang Credit Risk Assessment. The New Lending System for Borrowers, Lenders, and Investors Mingyuan Zhang Credit Risk Assessment. The New Lending System for Borrowers, Lenders, and Investors Новинка

Mingyuan Zhang Credit Risk Assessment. The New Lending System for Borrowers, Lenders, and Investors

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Clark and Mingyuan start with an insightful and comprehensive description of how market participants contributed to the current crisis in the residential mortgage markets and the root causes of the crisis. They then proceed to develop a new residential mortgage lending system that can fix our broken markets because it addresses the root causes. The most impressive attributes of their new system is its commonsense return to the basics of traditional underwriting, combined with factors based on expert judgment and statistics and forward-looking attributes, all of which can be updated as markets change. The whole process is transparent to the borrower, lender, and investor. —Dean Schultz, President and CEO, Federal Home Loan Bank of San Francisco «The credit market crisis of 2008 has deeply affected the economic lives of every American. Yet, its underlying causes and its surface features are so complex that many observers and even policymakers barely understand them. This timely book will help guide nonspecialists through the workings of financial markets, particularly how they value, price, and distribute risk.» —Professor William Greene, Stern School of Business, New York University «This book is a well-timed departure from much of what is being written today regarding the current foreclosure and credit crisis. Rather than attempting to blame lenders, borrowers, and/or federal regulators for the mortgage meltdown and the subsequent impacts on the financial markets, Clark and Mingyuan have proposed a groundbreaking new framework to revolutionize our current lending system. The book is built on the authors' deep understanding of risk and the models used for credit analysis, and reflects their commitment to solve the problem. What I find most profound is their passion to develop a system that will facilitate new and better investment, especially in underserved urban markets that have been disproportionately impacted in the current crisis. I applaud the authors for this important work, and urge practitioners and theorists alike to investigate this new approach.» —John Talmage, President and CEO, Social Compact «In the wake of the credit crisis, it is clear that transparency is the key to not repeating history. In Credit Risk Assessment: The New Lending System for Borrowers, Lenders and Investors, Clark Abrahams and Mingyuan Zhang describe a new lending framework that seeks to connect all the players in the lending chain and provide a more holistic view of customers' risk potential. As the financial services industry recovers from the mortgage meltdown, the Abrahams/Zhang lending model certainly offers some new food for thought to laymen and professionals alike.» —Maria Bruno-Britz, Senior Editor, Bank Systems & Technology magazine
Chester Arthur Phillips Bank credit. A study of the principles and factors underlying advances made by banks to borrowers Chester Arthur Phillips Bank credit. A study of the principles and factors underlying advances made by banks to borrowers Новинка

Chester Arthur Phillips Bank credit. A study of the principles and factors underlying advances made by banks to borrowers

Эта книга — репринт оригинального издания (издательство "New York : Macmillan", 1924 год), созданный на основе электронной копии высокого разрешения, которую очистили и обработали вручную, сохранив структуру и орфографию оригинального издания. Редкие, забытые и малоизвестные книги, изданные с петровских времен до наших дней, вновь доступны в виде печатных книг.
Gary Eldred W. 106 Mortgage Secrets All Borrowers Must Learn - But Lenders Don't Tell Gary Eldred W. 106 Mortgage Secrets All Borrowers Must Learn - But Lenders Don't Tell Новинка

Gary Eldred W. 106 Mortgage Secrets All Borrowers Must Learn - But Lenders Don't Tell

1393.19 руб. или Купить в рассрочку!
The only guidebook that shows you how to finance any property–with or without bank approval Would you like to discover all of the many ways that you can finance real estate? Want to learn how to cut your financing costs, avoid pitfalls, and negotiate the best terms? Then let Gary Eldred's 106 Mortgage Secrets All Borrowers Must Learn–But Lenders Don't Tell, Second Edition guide you. Fully updated, this practical guide explains how today's changing mortgage market really works. Unlike other mortgage guides, this book goes beyond traditional bank-originated loans and shows you how to benefit with seller financing, assumables, subject-to, wraparounds, lease options, foreclosures, and other money-saving possibilities. 106 Mortgage Secrets also protects you from the sharp practices of loan reps that have recently sparked Congressional hearings and multiple state investigations. In addition, Eldred shows how and why the right financing decisions can add tens (and sometimes hundreds) of thousands of dollars to your long-term net worth. With these 106 secrets, you'll build the confidence and the knowledge to: * Increase your borrowing power * Obtain the lowest interest rate * Understand the true pros and cons of ARMs * Cut (or eliminate) the cost of mortgage insurance * Save big with seller financing, assumptions, foreclosures, and REOs * Strengthen your credit profile and credit score * Avoid getting taken… by the fine print and garbage fees * Steer clear of scams and unprincipled loan reps and lenders * Accumulate wealth through homeownership and investment properties Simple, concise, and comprehensive, this book reveals everything property buyers need to know–especially the 106 financing secrets lenders too often omit.
Richard Bitner Confessions of a Subprime Lender. An Insider's Tale of Greed, Fraud, and Ignorance Richard Bitner Confessions of a Subprime Lender. An Insider's Tale of Greed, Fraud, and Ignorance Новинка

Richard Bitner Confessions of a Subprime Lender. An Insider's Tale of Greed, Fraud, and Ignorance

1548.42 руб. или Купить в рассрочку!
Former subprime lender Richard Bitner once worked in an industry that started out helping disadvantaged customers but collapsed due to greed, lack of financial control and willful ignorance. In Confessions of a Subprime Lender: An Insider's Tale of Greed, Fraud, and Ignorance, he reveals the truth about how the subprime lending business spiraled out of control, pushed home prices to unsustainable levels, and turned unqualified applicants into qualified borrowers through creative financing. Learn about the ways the mortgage industry can be fixed with his twenty suggestions for critical change.
Naeem Siddiqi Intelligent Credit Scoring. Building and Implementing Better Credit Risk Scorecards Naeem Siddiqi Intelligent Credit Scoring. Building and Implementing Better Credit Risk Scorecards Новинка

Naeem Siddiqi Intelligent Credit Scoring. Building and Implementing Better Credit Risk Scorecards

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A better development and implementation framework for credit risk scorecards Intelligent Credit Scoring presents a business-oriented process for the development and implementation of risk prediction scorecards. The credit scorecard is a powerful tool for measuring the risk of individual borrowers, gauging overall risk exposure and developing analytically driven, risk-adjusted strategies for existing customers. In the past 10 years, hundreds of banks worldwide have brought the process of developing credit scoring models in-house, while ‘credit scores' have become a frequent topic of conversation in many countries where bureau scores are used broadly. In the United States, the ‘FICO' and ‘Vantage' scores continue to be discussed by borrowers hoping to get a better deal from the banks. While knowledge of the statistical processes around building credit scorecards is common, the business context and intelligence that allows you to build better, more robust, and ultimately more intelligent, scorecards is not. As the follow-up to Credit Risk Scorecards, this updated second edition includes new detailed examples, new real-world stories, new diagrams, deeper discussion on topics including WOE curves, the latest trends that expand scorecard functionality and new in-depth analyses in every chapter. Expanded coverage includes new chapters on defining infrastructure for in-house credit scoring, validation, governance, and Big Data. Black box scorecard development by isolated teams has resulted in statistically valid, but operationally unacceptable models at times. This book shows you how various personas in a financial institution can work together to create more intelligent scorecards, to avoid disasters, and facilitate better decision making. Key items discussed include: Following a clear step by step framework for development, implementation, and beyond Lots of real life tips and hints on how to detect and fix data issues How to realise bigger ROI from credit scoring using internal resources Explore new trends and advances to get more out of the scorecard Credit scoring is now a very common tool used by banks, Telcos, and others around the world for loan origination, decisioning, credit limit management, collections management, cross selling, and many other decisions. Intelligent Credit Scoring helps you organise resources, streamline processes, and build more intelligent scorecards that will help achieve better results.
Biagio Mazzi Treasury Finance and Development Banking. A Guide to Credit, Debt, and Risk Biagio Mazzi Treasury Finance and Development Banking. A Guide to Credit, Debt, and Risk Новинка

Biagio Mazzi Treasury Finance and Development Banking. A Guide to Credit, Debt, and Risk

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Credit and credit risk permeates every corner of the financial world. Previously credit tended to be acknowledged only when dealing with counterparty credit risk, high-yield debt or credit-linked derivatives, now it affects all things, including such fundamental concepts as assessing the present value of a future cash flow. The purpose of this book is to analyze credit from the beginning—the point at which any borrowing entity (sovereign, corporate, etc.) decides to raise capital through its treasury operation. To describe the debt management activity, the book presents examples from the development banking world which not only presents a clearer banking structure but in addition sits at the intersection of many topical issues (multi-lateral agencies, quasi-governmental entities, Emerging Markets, shrinking pool of AAA borrowers, etc.). This book covers: Curve construction (instruments, collateralization, discounting, bootstrapping) Credit and fair valuing of loans (modeling, development institutions) Emerging markets and liquidity (liquidity, credit, capital control, development) Bond pricing (credit, illiquid bonds, recovery pricing) Treasury (funding as an asset swap structure, benchmarks for borrowing/investing) Risk and asset liability management (leverage, hedging, funding risk)
Tony Merna Project Finance in Construction. A Structured Guide to Assessment Tony Merna Project Finance in Construction. A Structured Guide to Assessment Новинка

Tony Merna Project Finance in Construction. A Structured Guide to Assessment

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Project finance has spread worldwide and includes numerous industrial projects from power stations and waste-disposal plants to telecommunication facilities, bridges, tunnels, railway networks, and now also the building of hospitals, education facilities, government accommodation and tourist facilities. Despite financial assessment of PF projects being fundamental to the lender’s decision, there is little understanding of how the use of finance is perceived by individual stakeholders; why and how a financial assessment is performed; who should be involved; where and when it should be performed; what data should be used; and how financial assessments should be presented. Current uncertainty in financial markets makes many sponsors of construction project financings carefully consider bank liquidity, the higher cost of finance, and general uncertainty for demand. This has resulted in the postponement of a number of projects in certain industry sectors. Governments have seen tax receipts drastically reduced which has affected their ability to finance infrastructure projects, often irrespective of the perceived demand. Equity providers still seek to invest, however there are less opportunities due to market dislocation. Due to the demand for global infrastructure it is believed that project financings will return to their pre-crunch levels, or more so, however lenders’ liquidity costs will be passed on to the borrowers. Lenders will also be under stricter regulation both internally and externally. The steps outlined in the guide are designed to provide a basic understanding for all those involved or interested in both structuring and assessing project financings. Secondary contracts involving constructors, operators, finance providers, suppliers and offtakers can be developed and assessed to determine their commercial viability over a projects life cycle. Special Features a structured guide to assessing the commercial viability of construction projects explains economic metrics to use in the decision making process detailed case study shows how stakeholders apply the concept of project finance
Patrick Scheurle Small Money Big Impact. Fighting Poverty with Microfinance Patrick Scheurle Small Money Big Impact. Fighting Poverty with Microfinance Новинка

Patrick Scheurle Small Money Big Impact. Fighting Poverty with Microfinance

3233.97 руб. или Купить в рассрочку!
Make your money make a difference—and enjoy attractive returns Small Money, Big Impact explores and explains the globally growing importance of impact investing. Today, the investor's perspective has become as important as the actual social impact. Based on their experience with over 25 million micro borrowers, the authors delve into the mechanics, considerations, data and strategies that make microloans and impact investing an attractive asset class. From the World Bank to the individual investor, impact investing is attracting more and more attention. Impact investing is a global megatrend and is reshaping the way people invest as pension funds, insurance companies, foundations, family offices and private investors jump on board. This book explains for the first time how it works, why it works and what you should know if you're ready to help change the world. Impact investing has proven over the last 20 years as the first-line offense against crushing poverty. Over two billion people still lack access to basic financial services, which are essential for improving their livelihood. Investors have experienced not only social and environmental impact, but have received attractive, stable and uncorrelated returns for over 15 years. This guide provides the latest insights and methodologies that help you reap the rewards of investing in humanity. Explore the global impact investing phenomenon Learn how microloans work, and how they make a difference Discover why investors are increasingly leaning into impact investing Consider the factors that inform impact investing decisions Part social movement and part financial strategy, impact investing offers the unique opportunity for investors to power tremendous change with a small amount of money— expanding their portfolios as they expand their own global impact. Microfinance allows investors at any level to step in where banks refuse to tread, offering opportunity to those who need it most. Small Money, Big Impact provides the expert guidance you need to optimize the impact on your portfolio and the world.
Michael Thomsett C. Getting Started in Real Estate Investing Michael Thomsett C. Getting Started in Real Estate Investing Новинка

Michael Thomsett C. Getting Started in Real Estate Investing

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A Must-read guide to real estate investing during turbulent times Given the current state of the economy, you might be asking yourself if right now is the right time to be investing in real estate. With the third edition of Getting Started in Real Estate Investing as your guide, you’ll quickly discover how a combination of commitment and caution can help you make it in today’s market. Designed for investors who want to get started in real estate, but don’t know where to begin, this reliable resource will help you break into this fast-moving field and build equity the right way. Getting Started in Real Estate Investing, Third Edition addresses everything from selecting the right properties and becoming a landlord to using the proper tax strategies and finding the right professionals to work with. It also outlines issues you must be aware of in light of recent events, including the best ways to finance your real estate investments, considering the status of mortgage financing, and new requirements that may be thrown at borrowers. The new edition is updated to include information on: Surviving in the post-bust housing market Picking investments with the new credit realities Looking ahead to future housing booms Reading the emerging housing trends Written in straightforward and accessible style—with a focus on residential and multifamily properties—Getting Started in Real Estate Investing, Third Edition also contains helpful information that will allow you to analyze your financial ability to buy and hold real estate as well as avoid potential pitfalls. In order to excel in real estate investing, you need to start by defining what you want to do and how much risk you can afford. But ultimately, success depends on making informed decisions about where and when to invest, and Getting Started in Real Estate Investing, Third Edition gives you the tools to achieve these goals—even under the most difficult market conditions.
Lord Dunsany Fifty-One Tales Lord Dunsany Fifty-One Tales Новинка

Lord Dunsany Fifty-One Tales

An unabridged edition to include: The Assignation - Charon - The Death of Pan - The Sphinx at Giza - The Hen - Wind and Fog - The Raft-Builders - The Workman - The Guest - Death and Odysseus - Death and the Orange - The Prayer of the Flower - Time and the Tradesman - The Little City - The Unpasturable Fields - The Worm and the Angel - The Songless Country - The Latest Thing - The Demagogue and the Demi-monde - The Giant Poppy - Roses - The Man with the Golden Ear-rings - The Dream of King Karna-Vootra - The Storm - A Mistaken Identity - The True History of the Hare and the Tortoise - Alone the Immortals - A Moral Little Tale - The Return of Song - Spring in Town - How the Enemy Came to Thlunrana - A Losing Game - Taking Up Picadilly - After the Fire - The City - The Food of Death - The Lonely Idol - The Sphinx in Thebes (Massachusetts) - The Reward - The Trouble in Leafy Green Street - The Mist - Furrow-Maker - Lobster Salad - The Return of the Exiles - Nature and Time - The Song of the Blackbird - The Messengers - The Three Tall Sons - Compromise - What We Have Come To - The Tomb of Pan
G. K. Chesterton The Man Who Was Thursday G. K. Chesterton The Man Who Was Thursday Новинка

G. K. Chesterton The Man Who Was Thursday

An unabridged edition, to include: The Unusual Soirée - The Anarchists' Council - The Tale of a Detective - The Feast of Fear - The Exposure - The Unaccountable Conduct of Professor de Worms - The Man in Spectacles - The Duel - The Criminals Chase the Police - The Earth in Anarchy - The Pursuit of the President - The Six Philosophers - The Accuser
Отсутствует Сказки и рассказы о животных Отсутствует Сказки и рассказы о животных Новинка

Отсутствует Сказки и рассказы о животных

Сказки и рассказы о животных на английском языке. The Three Pigs The Three Bears The Country Mouse and the City Mouse Little Red Riding Hood The Fisherman and the Little Gold Fish The Cat and the Mice The Wolf and the Three Kittens The Dog and the Kittens The Big Wolf and the Little Bee The Big Spider and the Little Fly Lecture on Friendship The Mouse Teaches the Cat a Lesson The Camel and the Jackal Why Rabbits Have got Long Ears Why Brother Rabbit and Brother Fox are not Friends The Little Red Hen The Lion and the Mouse Mother's Love The Wonderful Basket The Horse The Cow The Ox The Sheep The Goat About Badgers
Сказки и рассказы о животных Сказки и рассказы о животных Новинка

Сказки и рассказы о животных

Сказки и рассказы о животных на английском языке.The Three Pigs The Three Bears The Country Mouse and the City Mouse Little Red Riding Hood The Fisherman and the Little Gold Fish The Cat and the Mice The Wolf and the Three Kittens The Dog and the Kittens The Big Wolf and the Little Bee The Big Spider and the Little Fly Lecture on Friendship The Mouse Teaches the Cat a Lesson The Camel and the Jackal Why Rabbits Have got Long Ears Why Brother Rabbit and Brother Fox are not Friends The Little Red Hen The Lion and the Mouse Mother's Love The Wonderful Basket The Horse The Cow The Ox The Sheep The Goat About Badgers
Andre Perez LTE & LTE Advanced. 4G Network Radio Interface Andre Perez LTE & LTE Advanced. 4G Network Radio Interface Новинка

Andre Perez LTE & LTE Advanced. 4G Network Radio Interface

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This book presents the technical characteristics of the two radio network interfaces of mobile 4G, LTE and LTE Advanced, based on Release 8, 9 and 10 of the 3GPP specifications. Points covered include a detailed description of various components of the radio interface. RRC signaling messages used to establish the connection, enabling the security, the paging, the establishment and the release of dedicated and default support and the handover. The PDCP ensures the security of the transmission and allows the recovery during handover and the compression of the headers. The RLC protocol defines the transmission modes with or without acknowledgment. The MAC protocol determines the random access, the data transfer, the timing advance, the scheduling and the discontinuous reception. The physical layer includes a description of the methods of multiplexing (time, frequency and space) and the various signals and physical channels.
Joseph Addison The Town talk, the Fish pool, the Plebeian, the Old whig, the Spinster, etc. Joseph Addison The Town talk, the Fish pool, the Plebeian, the Old whig, the Spinster, etc. Новинка

Joseph Addison The Town talk, the Fish pool, the Plebeian, the Old whig, the Spinster, etc.

Полный вариант заголовка: «The Town talk, the Fish pool, the Plebeian, the Old whig, the Spinster, etc. / By the authors of the „Tatler“, „Spectator“, and „Guardian“. „First collected“ in 1789 ; with notes and illustratins».
Николай Игнатьевич Конюхов Economic crisis: who is to blame and what to do Николай Игнатьевич Конюхов Economic crisis: who is to blame and what to do Новинка

Николай Игнатьевич Конюхов Economic crisis: who is to blame and what to do

This book reveals the interconnection of the economic crisis and the cyclic process of the changes of the relations in the elite and the economically active population of such psychotypes as social motivator (all the attention is paid to the system of the interpersonal relationships) and the domain expert (all the attention is paid to the domain activity). The cyclical process of the change of the relations of such psychotypes is connected with the cycles of the solar activity and cycles of the economic development.
Thomas Troward The Edinburgh and Dore Lectures on Mental Science Thomas Troward The Edinburgh and Dore Lectures on Mental Science Новинка

Thomas Troward The Edinburgh and Dore Lectures on Mental Science

An Unabridged, Digitally Enlarged Printing Of Both Lectures To Include Updated Typeface: Spirit And Matter - The Higher Mode Of Intelligence Controls The Lower - The Unity Of The Spirit - Subjective And Objective Mind - Further Considerations Regarding Subjective And Objective Mind - The Law Of Growth - Receptivity - Reciprocal Action Of The Universal And Individual Minds - Causes And Conditions - Intuition - Healing - The Will - In Touch With Subconscious Mind - The Body - The Soul - The Spirit - Entering Into The Spirit Of It - Individuality - The New Thought And The New Order - The Life Of The Spirit - Alpha And Omega - The Creative Power Of Thought - The Great Affirmative - Christ The Fulfilling Of The Law - The Story Of Eden - The Worship Of Ishi - The Shepherd And The Stone - Salvation Is Of The Jews
Philip Wilkinson The British Monarchy For Dummies Philip Wilkinson The British Monarchy For Dummies Новинка

Philip Wilkinson The British Monarchy For Dummies

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Includes insights into the lives of the current royal family Britain's heritage told through the colourful lives of its kings and queens The monarchy is at the heart of British life. If you're going to understand Britain and its history, you need to understand the story of its royal family. This lively guide walks you through the history of the British monarchy from the earliest times to the present day and covers the colourful characters, extraordinary events, power struggles, and politics that have shaped one of the most famous institutions in the world. Discover The origins of the British monarchy How the monarchy works The relationship between the royal family and the general public How the role of the monarch has changed over time What the monarch and the rest of the royal family do all day
Tupac: Aftermath Tupac: Aftermath Новинка

Tupac: Aftermath

In Memory Of Frank Alexander "The Mystery Started The Day He Departed..." The Family The Advisor The Manager The Bodyguard The Documents The Evidence
O. Henry The Trimmed Lamp and Other Stories O. Henry The Trimmed Lamp and Other Stories Новинка

O. Henry The Trimmed Lamp and Other Stories

O.Henry, the pen name of William Sydney Porter, is known for short stories with surprise endings. In this collection you will find the following beloved O.Henry stories: "The Plutonian Fire", "The Princess and the Puma", "By Courier", "The Gift of the Magi", "The Love-Philtre of Ikey Schoenstein", "Mammon and the Archer", "The Memento", "Springtime ? La Carte", "The Last Leaf", "The Skylight Room", "The Caliph, Cupid and the Clock", "The Count And The Wedding Guest", "The Romance of a Busy Broker", "The Higher Pragmatism", "While the Auto Waits", "The Social Triangle", "After Twenty Years", "The Green Door", "A Lickpenny Lover", "Lost on Dress Parade", "Transients in Arcadia", "Brickdust Row", "The Furnished Room", "Schools And Schools", "The Defeat of the City", "Madame Bo-Peep, of the Ranches", "From Each According to his Ability", "The Cabellero's Way", "Hygeia at the Solito", "The Higher Abdication", "A Double-Dyed Deceiver", "Friends in San Rosario", "The Hiding of Black Bill", "Jeff Peters as a Personal Magnet", "The Man Higher Up", "The Handbook of Hymen", "Telemachus, Friend", "The Lonesome Road", "A Retrieved Reformation", "The Renaissance at Charleroi", "The Thing's the Play", "Tobin's Palm", "A Newspaper Story", "Proof of the Pudding", and "Confessions Of A Humorist".
Dmitrii Emets Tanya Grotter and the Golden Leech Dmitrii Emets Tanya Grotter and the Golden Leech Новинка

Dmitrii Emets Tanya Grotter and the Golden Leech

Thunder shakes the magic school Tibidox. Lightning beat at exactly one point – the masonry on the roof of the Big Tower. And in the neglected gatehouse by the swamp Tanya Grotter discovers the forgotten prophecy of The Ancient One. If an ancient spirit is released, the Golden Leech will begin to crawl into the magic fire and the Rope in the fingerboard of the double bass will break, time will swing in the opposite direction, the revived pagan idols will go to war on the Tortoise of Eternity and the Sinister Gates will collapse! The forecasted events begin to happen one after another… And all this during the dragonball world championship, in which the composite Tibidox team must battle with the team of the Invisibles, in which the incomparable Gury Puper shines!
O'Henry The O. Henry Short Story Collection - Volume I O'Henry The O. Henry Short Story Collection - Volume I Новинка

O'Henry The O. Henry Short Story Collection - Volume I

The O. Henry Short Story Collection - Volume I - Including The Gift Of The Magi and The Ransom Of Red Chief: The Last Of The Troubadours - The Sleuths - Witches' Loaves - The Pride Of The Cities - Holding Up A Train - Ulysses And The Dogman - The Champion Of The Weather - Makes The Whole World Kin - At Arms With Morpheus - A Ghost Of A Chance - Jimmy Hayes And Muriel - The Door Of Unrest - The Duplicity Of Hargraves - Let Me Feel Your Pulse - October And June - The Church With An Overshot-Wheel - New York By Camp Fire Light - The Adventures Of Shamrock Jolnes - The Lady Higher Up - The Greater Coney - Law And Order - Transformation Of Martin Burney - The Caliph And The Cad - The Diamond Of Kali - The Day We Celebrate -
L. A. Seklitova, L. L. Strelnikova Fire of Prometheus or The Haunting in our lives L. A. Seklitova, L. L. Strelnikova Fire of Prometheus or The Haunting in our lives Новинка

L. A. Seklitova, L. L. Strelnikova Fire of Prometheus or The Haunting in our lives

This book tells about the mystical side of life the authors of the series "Beyond the unknown" and at the same time about the origins of the formation of its kind in terms of energy. The book tells the story of the tragic events that took place at the beginning of the past, XX century, connected with the life of their fathers and mothers, as well as the extraordinary mystical events that took place in the life of the family.
The Beatles: Level 3 The Beatles: Level 3 Новинка

The Beatles: Level 3

The year was 1963, and Beatlemania was only just beginning. Soon the Beatles had fans all around the world. For the rest of the 1960s their music led the way and they changed modern music forever. This book tells the story of the greatest band in the world from the early days in Liverpool to the Beatles' music in the world today.
Отсутствует An account of the institution of the society for the establishment of the literary fund Отсутствует An account of the institution of the society for the establishment of the literary fund Новинка

Отсутствует An account of the institution of the society for the establishment of the literary fund

Полный вариант заголовка: «An account of the institution of the society for the establishment of the literary fund : The constitutions and transactions of the society L a list of the subscribers : and the cash accompt of the fund to may 1815».
Tchaikovsky: The Sleeping Beauty: Kirov Ballet Tchaikovsky: The Sleeping Beauty: Kirov Ballet Новинка

Tchaikovsky: The Sleeping Beauty: Kirov Ballet

"The Sleeping Beauty" is the grandest of all the surviving 19th-century ballets and the supreme achievement of the imperial Russian ballet. First performed in 1890 at the Maryinsky Theatre in St Petersburg, the ballet has been preserved in continuous performance by the company that created it. The way in which the heirs of the old imperial ballet continue to honour the choreographic genius of Marius Petipa and the glories of Tchaikovsky's score, means that "The Sleeping Beauty" is ideally to be seen in the interpretation of the Kirov Ballet whose performance in the company's 200th year in 1982 was captured in this presentation. Leading the cast is Irina Kolpakova, recognised as one of the former Soviet Union's greatest ballerinas and justly celebrated throughout the world for the beauty and clarity of her classic dancing in the role of Princess Aurora.
Mathews Shailer The Gospel and the Modern Man Mathews Shailer The Gospel and the Modern Man Новинка

Mathews Shailer The Gospel and the Modern Man

Эта книга — репринт оригинального издания (издательство "New York : The Macmillan company", 1912 год), созданный на основе электронной копии высокого разрешения, которую очистили и обработали вручную, сохранив структуру и орфографию оригинального издания. Редкие, забытые и малоизвестные книги, изданные с петровских времен до наших дней, вновь доступны в виде печатных книг.1912. Partial Contents: Part I. The Problem of the Gospel: The Gospel of the New Testament; The Modern Man; The Content of the Gospel. Part II. The Reasonableness of the Gospel: Jesus the Christ; The Love of the God of Law; The Forgiveness of Sin; The Deliverance from Death. Part III. The Power of the Gospel: The Test of Life; The New Life in Christ; and The Power of the Social Gospel. See other titles by this author available from Kessinger Publishing.
Visual Companion: The Hobbit: The Battle of the Five Armies Visual Companion: The Hobbit: The Battle of the Five Armies Новинка

Visual Companion: The Hobbit: The Battle of the Five Armies

The official Visual Companion for The Hobbit: The Battle of the Five Armies sees the devastating conclusion of the Company's quest to reclaim the kingdom of Erebor and the terrible battle that is about to consume the plains of the Lonely Mountain. Introduced by Sir Ian McKellen, the final Visual Companion in the series sees the desolation of Smaug the Magnificent, and the ruination of The Battle of the Five Armies. The destruction of Lake-town leaves its inhabitants wandering through the ruins of Dale, looking to Bard to lead them in rebuilding their lives. Destitute, all eyes turn towards the Lonely Mountain and the promised payment of a debt. Under the command of Sauron, Azog the Defiler prepares to unleash a terrible army, the likes of which the Third Age has never seen. All hope rests upon uniting the free peoples of Middle-earth in the fight against evil, and Bilbo Baggins holds a powerful key to striking up a bargain… Follow the last journey of Thorin Oakenshield's Company as the fight for the vast wealth of the Lonely Mountain continues on to a devastating conclusion. Рекомендуем!
The Liquidation of Russia. Who Helped the Reds to Win the Civil War? The Liquidation of Russia. Who Helped the Reds to Win the Civil War? Новинка

The Liquidation of Russia. Who Helped the Reds to Win the Civil War?

The book by Nikolay Starikov, the author of bestselling “Rouble Nationalization – the Way to Russia's Freedom”, “Who set Hitler against Stalin?” and many others, follows the events of the Civil War. The Russian statesmanship, its territorial integrity, and the economy of the country perished in the vortex of the Civil War. The Romanovs, the Russian Navy, the Russian Army, and millions of Russians were destroyed. The consequences of this horrible civil strife have not been overcome until today. In this book, you will find a lot of little-known facts, as well as answers to many questions: Who staged and directed the liquidation of Russia at the beginning of the 20th century? Who needed the Russian strife and who could gain from it? Who forced Lenin to liquidate the Tsar’s family? Who is guilty of the murder of Nicholas II’s children? Why did the leaders of the revolution repeatedly try to drown their own navy? Why did Vladimir Lenin order to execute the Tsar’s family and at the same time ensured safety of other members of the Tsar dynasty? Why didn’t the Entente help the White movement? Why was Admiral Kolchak murdered and why did the White Guard soldiers have to fight? Who made the soldiers of General Yudenich die in Estonian extermination camps? Who needed to have the troops of Denikin, Kolchak, Yudenich, and Wrangel liquidated? The burnt Russian villages and mass graves tell us the truth about the Russian strife, the truth about the outcome of the Civil War. Who guaranteed victory for the Reds, destroying their contenders? Who made this bloody merry-go-round possible? Who placed the stake? The stake on the Bolsheviks…
Николай Стариков The Liquidation of Russia. Who Helped the Reds to Win the Civil War? Николай Стариков The Liquidation of Russia. Who Helped the Reds to Win the Civil War? Новинка

Николай Стариков The Liquidation of Russia. Who Helped the Reds to Win the Civil War?

The book by Nikolay Starikov, the author of bestselling "Rouble Nationalization – the Way to Russia's Freedom", "Who set Hitler against Stalin?" and many others, follows the events of the Civil War. The Russian statesmanship, its territorial integrity, and the economy of the country perished in the vortex of the Civil War. The Romanovs, the Russian Navy, the Russian Army, and millions of Russians were destroyed. The consequences of this horrible civil strife have not been overcome until today. In this book, you will find a lot of little-known facts, as well as answers to many questions: Who staged and directed the liquidation of Russia at the beginning of the 20th century? Who needed the Russian strife and who could gain from it? Who forced Lenin to liquidate the Tsar's family? Who is guilty of the murder of Nicholas II's children? Why did the leaders of the revolution repeatedly try to drown their own navy? Why did Vladimir Lenin order to execute the Tsar's family and at the same time ensured safety of other members of the Tsar dynasty? Why didn't the Entente help the White movement? Why was Admiral Kolchak murdered and why did the White Guard soldiers have to fight? Who made the soldiers of General Yudenich die in Estonian extermination camps? Who needed to have the troops of Denikin, Kolchak, Yudenich, and Wrangel liquidated? The burnt Russian villages and mass graves tell us the truth about the Russian strife, the truth about the outcome of the Civil War. Who guaranteed victory for the Reds, destroying their contenders? Who made this bloody merry-go-round possible? Who placed the stake? The stake on the Bolsheviks…
Henry Ellis Journal of the proceedings of the late embassy to China Henry Ellis Journal of the proceedings of the late embassy to China Новинка

Henry Ellis Journal of the proceedings of the late embassy to China

Полный вариант заголовка: «Journal of the proceedings of the late embassy to China : comprising a correct narrative of the public transactions of the embassy, of the voyage to and from China, and of the journey from the mouth of the Pei-Ho to the return to Canton. Interspersed wih observations upon the face of the country, the polity, moral character, and manners of the Chinese nation. The whole illustrated by maps and drawings / by Henry Ellis».
The World of the Hunger Games The World of the Hunger Games Новинка

The World of the Hunger Games

The definitive, richly illustrated, full-color guide to all the districts of Panem, all the participants in The Hunger Games, and the life and home of Katniss Everdeen. Welcome to Panem, the world of The Hunger Games. This is the definitive, richly illustrated, full-color guide to all the districts of Panem, all the participants in The Hunger Games, and the life and home of Katniss Everdeen. A must-have for fans of both the Hunger Games novels and the new Hunger Games film.
Отсутствует The third report of the Committee of the society for the improvement of prison discipline and for the reformation of juvenile offenders Отсутствует The third report of the Committee of the society for the improvement of prison discipline and for the reformation of juvenile offenders Новинка

Отсутствует The third report of the Committee of the society for the improvement of prison discipline and for the reformation of juvenile offenders

Полный вариант заголовка: «The third report of the Committee of the society for the improvement of prison discipline and for the reformation of juvenile offenders : 1821 : with an appendix».
Ennio Morricone - 60 Years of Music Ennio Morricone - 60 Years of Music Новинка

Ennio Morricone - 60 Years of Music

LP1 A1. The Man With The Harmonica (Once Upon A Time In The West) A2. The Fortress (The Good, The Bad And The Ugly) A3. Main Theme (The Good, The Bad And The Ugly) A4....
Charles Spence The Perfect Meal. The Multisensory Science of Food and Dining Charles Spence The Perfect Meal. The Multisensory Science of Food and Dining Новинка

Charles Spence The Perfect Meal. The Multisensory Science of Food and Dining

3188.75 руб. или Купить в рассрочку!
The authors of The Perfect Meal examine all of the elements that contribute to the diner?s experience of a meal (primarily at a restaurant) and investigate how each of the diner?s senses contributes to their overall multisensory experience. The principal focus of the book is not on flavor perception, but on all of the non-food and beverage factors that have been shown to influence the diner?s overall experience. Examples are: the colour of the plate (visual) the shape of the glass (visual/tactile) the names used to describe the dishes (cognitive) the background music playing inside the restaurant (aural) Novel approaches to understanding the diner?s experience in the restaurant setting are explored from the perspectives of decision neuroscience, marketing, design, and psychology. 2015 Popular Science Prose Award Winner.
Стариков Н.В. The Liquidation of Russia. Who Helped the Reds to Win the Civil War? Стариков Н.В. The Liquidation of Russia. Who Helped the Reds to Win the Civil War? Новинка

Стариков Н.В. The Liquidation of Russia. Who Helped the Reds to Win the Civil War?

The book by Nikolay Starikov, the author of bestselling "Rouble Nationalization - the Way to Russia's Freedom", "Who set Hitler against Stalin?" and many others, follows the events of the Civil War. The Russian statesmanship, its territorial integrity, and the economy of the country perished in the vortex of the Civil War. The Romanovs, the Russian Navy, the Russian Army, and millions of Russians were destroyed. The consequences of this horrible civil strife have not been overcome until today. In this book, you will find a lot of little-known facts, as well as answers to many questions: - Who staged and directed the liquidation of Russia at the beginning of the 20th century? - Who needed the Russian strife and who could gain from it? - Who forced Lenin to liquidate the Tsar's family? - Who is guilty of the murder of Nicholas II's children? - Why did the leaders of the revolution repeatedly try to drown their own navy? - Why did Vladimir Lenin order to execute the Tsar's family and at the same time ensured safety of other members of the Tsar dynasty? - Why didn't the Entente help the White movement? - Why was Admiral Kolchak murdered and why did the White Guard soldiers have to fight? - Who made the soldiers of General Yudenich die in Estonian extermination camps? - Who needed to have the troops of Denikin, Kolchak, Yudenich, and Wrangel liquidated? The burnt Russian villages and mass graves tell us the truth about the Russian strife, the truth about the outcome of the Civil War. Who guaranteed victory for the Reds, destroying their contenders? Who made this bloody merry-go-round possible? Who placed the stake? The stake on the Bolsheviks...
Jeremy Mark Robinson The Lord of the Rings. The Fellowship of the Ring: Pocket Movie Guide Jeremy Mark Robinson The Lord of the Rings. The Fellowship of the Ring: Pocket Movie Guide Новинка

Jeremy Mark Robinson The Lord of the Rings. The Fellowship of the Ring: Pocket Movie Guide

THE LORD OF THE RINGS: THE FELLOWSHIP OF THE RING: POCKET MOVIE GUIDE A pocket guide to the Hollywood adaption of the first part of J.R.R. Tolkien's 1950s fantasy epic The Lord of the Rings, released in 2001. The book tells you everything you need to know about this popular film, from writing the script through casting and financing, to shooting and performances, to visual effects, editing and theatrical distribution. The pocket guide includes discussions of every single scene in The Fellowship of the Ring, including the Special Extended Edition (including some key individual shots). There are sections on the all of the important differences between The Lord of the Ring book and the movie adaption of The Fellowship of the Ring (including numerous details), as well a chapter exploring the additions and the omissions. Looks at behind the scenes stories, and also the critical response to the 2001 picture. There are chapters on the visual effects, on the casting and key personnel of The Fellowship of the Ring, on the studio and the financing of the production, on the music and sound, and the marketing and release of the movie in 2001 (including the home entertainment releases on DVD and video). There is also a chapter on the critical response to the movie. There is also an appendix on other adaptions of J.R.R. Tolkien's books, a detailed filmography, plus info on availability and websites. Jeremy Robinson has written many critical studies, including Steven Spielberg, Arth...
The Death of Stalin The Death of Stalin Новинка

The Death of Stalin

The inspiration for the new movie The Death of Stalin written and directed by Armando Iannucci (In The Loop, Veep, the Thick of It). Fear, corruption and treachery abound in this political satire set in the aftermath of Stalin s death in the Soviet Union in 1953. When the leader of the Soviet Union, Joseph Stalin, has a stroke - the political gears begin to turn, plunging the super-state into darkness, uncertainty and near civil war. The struggle for supreme power will determine the fate of the nation and of the world. And it all really happened.
Grillot Suzette The International Arms Trade Grillot Suzette The International Arms Trade Новинка

Grillot Suzette The International Arms Trade

5041.11 руб. или Купить в рассрочку!
The multi-billion dollar business of the international conventional arms trade involves virtually every country in the world. Around the globe, people's lives are being irrevocably changed by the effects of guns, tanks, and missiles. These weapons have the potential to cause a deadly and current threat – one responsible for hundreds of thousands of deaths a year. This succinct and accessible new book explores the complexities and realities of the global conventional weapons trade. The first book on the subject in nearly a decade, The International Arms Trade provides an engaging introduction to the trade, the effects, and the consequences of these weapons. The authors trace the history of the arms trade and examine how it has evolved since the end of the Cold War. In particular, they assess the role of the largest arms exporters and importers, the business of selling conventional arms around the world, and shed new light on the illicit arms trade and the shadowy dealers who profit from their deadly commerce. The book also looks closely at the devastating effect the business can have on countries, societies, and individuals and concludes with an evaluation of the various existing control strategies and the potential for future control opportunities. The International Arms Trade will be invaluable for students and scholars of international relations and security studies, and for policymakers and anyone interested in understanding more about the conventional arms trade.
Автор не указан The doctrine of life for the New Jerusalem, from the commandements of the Decalogue Автор не указан The doctrine of life for the New Jerusalem, from the commandements of the Decalogue Новинка

Автор не указан The doctrine of life for the New Jerusalem, from the commandements of the Decalogue

Полный вариант заголовка: «The doctrine of life for the New Jerusalem, from the commandements of the Decalogue / translated from the latin of Emanuel Swedenborg origanally published at Amsterdam in the year 1763».
Tolkien J.R.R. The silmarillion Tolkien J.R.R. The silmarillion Новинка

Tolkien J.R.R. The silmarillion

The forerunner to "The Lord of the Rings", "The Silmarillion" fills in the background which lies behind the more popular work, and gives the earlier history of Middle-earth, introducing some of the key characters. "The...
Arthur Conan Doyle The Adventures of Sherlock Holmes Arthur Conan Doyle The Adventures of Sherlock Holmes Новинка

Arthur Conan Doyle The Adventures of Sherlock Holmes

The Adventures of Sherlock Holmes is a collection of twelve stories including; A Scandal in Bohemia The Red-headed League A Case of Identity The Boscombe Valley Mystery The Five Orange Pips The Man with the Twisted Lip The Adventure of the Blue Carbuncle The Adventure of the Speckled Band The Adventure of the Engineer's Thumb The Adventure of the Noble Bachelor The Adventure of the Beryl Coronet The Adventure of the Copper Beeches These are the first of the Sherlock Holmes short stories.Sir Arthur Ignatius Conan Doyle was a Scottish physician and writer, best known for his Sherlock Holmes detective stories and for the adventures of Professor Challenger. He was a prolific writer whose works include science fiction stories, plays, romances, poetry, non-fiction and historical novels.
Ludo van Eck In Search of Holy Mother Russia Ludo van Eck In Search of Holy Mother Russia Новинка

Ludo van Eck In Search of Holy Mother Russia

The book examines the condition of religion and the Church in the Soviet Union, the relationship between the Soviet authorities and the Church, and tells of church holidays and rites, of church music and art, and of the distinctions between the Orthodox and the Catholic Churches. Light is shed on the peace activities of the Russian Orthodox Church. The author visited the religious centres of Moscow and Leningrad, Pskov, Petrozavodsk, Vladimir, Suzdal, and other towns. The author asked churchmen numerous questions, such as, "Are believers persecuted in the USSR?", "Are priests heckled or ridiculed in the streets?" "Are young people to be found among the believers?", and the like. The book is published on the 1000th anniversary of the introduction of Christianity in Russia.
William Elliot Griffis Dutch Fairy Tales for Young Folks William Elliot Griffis Dutch Fairy Tales for Young Folks Новинка

William Elliot Griffis Dutch Fairy Tales for Young Folks

An Unabridged, Illustrated Edition To Include: The Entangled Mermaid - The Boy Who Wanted More Cheese - The Princess With Twenty Petticoats - The Cat And The Cradle - Prince Spin Head And Miss Snow White - The Boar With The Golden Bristles - The Ice King And His Wonderful Grandchild - The Elves And Their Antics - The Kabouters And The Bells - The Woman With Three Hundred And Sixty-Six Children - The Oni On His Travels - The Legend Of The Wooden Shoe - The Curly-Tailed Lion - Brabo And The Giant - The Farm That Ran Away And Came Back - Santa Klaas And Black Pete - The Goblins Turned To Stone - The Mouldy Penny - The Golden Helmet - When Wheat Worked Woe - Why The Stork Loves Holland
Thomas Troward The Creative Process In The Individual Thomas Troward The Creative Process In The Individual Новинка

Thomas Troward The Creative Process In The Individual

An Unabridged, Digitally Enlarged Printing With Updated Typeface: The Starting-Point - The Divine Ideal - The Manifestation Of The Life Principle - The Personal Factor - The Standard Of Personality - Race Thought And New Thought - The Denouement Of The Creative Process - Conclusion - The Divine Offering - Ourselves In The Divine Offering - Endnotes
Masterpieces of Russian culture and art the Hermitage / Leningrad Masterpieces of Russian culture and art the Hermitage / Leningrad Новинка

Masterpieces of Russian culture and art the Hermitage / Leningrad

The Hermitage Museum in Leningrad is the largest public museum and art gallery in the Soviet Union and one of the important in the world. The initiative was given by Peter the Great and the plans for the first Hermitage building and the Academy of Arts (founded in 1757) was made for the Empress Elizabeth by the architect Vallin de la Mot he as an extension of the famous Winter Palace of Rastrelli. The basis of the collection of Western European paintings was laid by Catherine the Great, one of the voracious collectors of the time. From 1802 pictures by Russian artists began to be added to the collection. In 1837 the Winter Palace was ravaged by fire and the New Hermitage was built by the architect, Leo von Klcnze, 1840—49. In 1849 the Curators drew up the inventory of the collection 4,500 pictures. The collection continued to grow, doubling the number of its pictures between 1910 and 1932. In the 1950s it comprised over 8,000 pictures, 40,000 drawings, and 500,000 engravings. After the Soviet Revolution the collections came into public ownership. Special emphasis is laid upon illustrating the continuity of Russia in history and art, from prehistoric art, consisting chiefly of archaeological material from the Soviet Union, to the present day. About the million and a half people visit the Museum every year and the sections devoted to the "Heroic past of the Russian people" remain the most popular. The album is intended to acquaint readers with the best examples of Russian cultu...
Arthur Conan Doyle The Exploits of Brigadier Gerard Arthur Conan Doyle The Exploits of Brigadier Gerard Новинка

Arthur Conan Doyle The Exploits of Brigadier Gerard

Etienne Gerard is a hero of the French army, a veteran of the Napoleonic wars, and a vain and boastful teller of tales that star himself and his exploits. This collection of satiric short stories, originally published in The Strand magazine in the 1890s, includes: "How the Brigadier came to the Castle of Gloom"  "How the Brigadier slew the brothers of Ajaccio"  "How the Brigadier held the King"  "How the King held the Brigadier"  "How the Brigadier took the field against the Marshal Millefleurs"   "How the Brigadier played for a kingdom"   "How the Brigadier won his Medal" . "How the Brigadier was tempted by the Devil" Hard to find in print, these lost comic classics from the creator of Sherlock Holmes will delight fans of pulp literature.
A. Doyle The Exploits of Brigadier Gerard A. Doyle The Exploits of Brigadier Gerard Новинка

A. Doyle The Exploits of Brigadier Gerard

Etienne Gerard is a hero of the French army, a veteran of the Napoleonic wars, and a vain and boastful teller of tales that star himself and his exploits. This collection of satiric short stories, originally published in The Strand magazine in the 1890s, includes:"How the Brigadier came to the Castle of Gloom""How the Brigadier slew the brothers of Ajaccio""How the Brigadier held the King""How the King held the Brigadier""How the Brigadier took the field against the Marshal Millefleurs""How the Brigadier played for a kingdom""How the Brigadier won his Medal" ."How the Brigadier was tempted by the Devil" Hard to find in print, these lost comic classics from the creator of Sherlock Holmes will delight fans of pulp literature.
Doyle Arthur Conan The Adventures of Sherlock Holmes (Illustrated edition). A Collection of Detective Stories Doyle Arthur Conan The Adventures of Sherlock Holmes (Illustrated edition). A Collection of Detective Stories Новинка

Doyle Arthur Conan The Adventures of Sherlock Holmes (Illustrated edition). A Collection of Detective Stories

Sherlock Holmes is a fictional detective created by Scottish author and physician Sir Arthur Conan Doyle. A London-based "consulting detective" whose abilities border on the fantastic, Holmes is known for his astute logical reasoning, his ability to adopt almost any disguise and his use of forensic science to solve difficult cases.The third book in the series: The Adventures of Sherlock Holmes is a collection of twelve stories: A Scandal in Bohemia; The Red-Headed League; A Case of Identity; The Boscombe Valley Mystery; The Five Orange Pips; The Man with the Twisted Lip; The Adventure of the Blue Carbuncle; The Adventure of the Speckled Band; The Adventure of the Engineer’s Thumb; The Adventure of the Noble Bachelor; The Adventure of the Beryl Coronet; The Adventure of the Copper Beeches. Illustrated by Sidney Paget.
Lappin Shalom Linguistic Nativism and the Poverty of the Stimulus Lappin Shalom Linguistic Nativism and the Poverty of the Stimulus Новинка

Lappin Shalom Linguistic Nativism and the Poverty of the Stimulus

9465.18 руб. или Купить в рассрочку!
This unique contribution to the ongoing discussion of language acquisition considers the Argument from the Poverty of the Stimulus in language learning in the context of the wider debate over cognitive, computational, and linguistic issues. Critically examines the Argument from the Poverty of the Stimulus – the theory that the linguistic input which children receive is insufficient to explain the rich and rapid development of their knowledge of their first language(s) through general learning mechanisms Focuses on formal learnability properties of the class of natural languages, considered from the perspective of several learning theoretic models The only current book length study of arguments for the poverty of the stimulus which focuses on the computational learning theoretic aspects of the problem
The Hermitage: Birds and flowers The Hermitage: Birds and flowers Новинка

The Hermitage: Birds and flowers

The State Hermitage Museum founded in 1764 by the Russian Empress Catherine the Great in the heart of historic St. Petersburg occupies an ensemble of magnificent buildings on the bank of the River Neva. The grandest of all is the Winter Palace - the former residence of the Russian tsars - designed by Francesco Bartolomeo Rastrelli. Within the walls of this artistic enclave reside the Hermitage collections, about three million works that trace the development of world art and culture from the Stone Age to today.
Oleg Vasiljevitch Filatov The Unknown Tsesarevitch. Reminiscences and Considerations on V. K. Filatov’s Life and Times Oleg Vasiljevitch Filatov The Unknown Tsesarevitch. Reminiscences and Considerations on V. K. Filatov’s Life and Times Новинка

Oleg Vasiljevitch Filatov The Unknown Tsesarevitch. Reminiscences and Considerations on V. K. Filatov’s Life and Times

The book is about the rescue of Tsesarevich. The central part is the reminiscences of O. Filatov. The I chapter “The Sources” gives the archive information about the course of events on 1918 in Ekaterinburg. The II chapter “Relations with Other People” is a description of the life of the family in the Urals. The III chapter “The North Star” is about the life of the family in the north of Russia. The IV chapter “The Royal Blood Must examined” is about the identification of Tsesarevich.

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Clark and Mingyuan start with an insightful and comprehensive description of how market participants contributed to the current crisis in the residential mortgage markets and the root causes of the crisis. They then proceed to develop a new residential mortgage lending system that can fix our broken markets because it addresses the root causes. The most impressive attributes of their new system is its commonsense return to the basics of traditional underwriting, combined with factors based on expert judgment and statistics and forward-looking attributes, all of which can be updated as markets change. The whole process is transparent to the borrower, lender, and investor. —Dean Schultz, President and CEO, Federal Home Loan Bank of San Francisco «The credit market crisis of 2008 has deeply affected the economic lives of every American. Yet, its underlying causes and its surface features are so complex that many observers and even policymakers barely understand them. This timely book will help guide nonspecialists through the workings of financial markets, particularly how they value, price, and distribute risk.» —Professor William Greene, Stern School of Business, New York University «This book is a well-timed departure from much of what is being written today regarding the current foreclosure and credit crisis. Rather than attempting to blame lenders, borrowers, and/or federal regulators for the mortgage meltdown and the subsequent impacts on the financial markets, Clark and Mingyuan have proposed a groundbreaking new framework to revolutionize our current lending system. The book is built on the authors' deep understanding of risk and the models used for credit analysis, and reflects their commitment to solve the problem. What I find most profound is their passion to develop a system that will facilitate new and better investment, especially in underserved urban markets that have been disproportionately impacted in the current crisis. I applaud the authors for this important work, and urge practitioners and theorists alike to investigate this new approach.» —John Talmage, President and CEO, Social Compact «In the wake of the credit crisis, it is clear that transparency is the key to not repeating history. In Credit Risk Assessment: The New Lending System for Borrowers, Lenders and Investors, Clark Abrahams and Mingyuan Zhang describe a new lending framework that seeks to connect all the players in the lending chain and provide a more holistic view of customers' risk potential. As the financial services industry recovers from the mortgage meltdown, the Abrahams/Zhang lending model certainly offers some new food for thought to laymen and professionals alike.» —Maria Bruno-Britz, Senior Editor, Bank Systems & Technology magazine
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